RESOURCES
Useful Articlesand Resources
What Employee Benefits Should I Take?
By Jay Zigmont | Oct 18, 2023
New jobs come with all sorts of perks that you can opt into (and pay for, in many cases – but your employer often subsidizes a large part of the cost). For benefits like insurance, you can generally sign up when you start your job, and your coverage will begin after a waiting period, sometimes […]
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How Does Property & Casualty Insurance Work?
By Jay Zigmont | Oct 10, 2023
Two common types of insurance coverage are property and casualty. If you own (or rent) a home and a car, you’ve got these types of insurance. Here’s more information about how they work and what to know when buying coverage. Auto Insurance Auto insurance is legally required in nearly all states, and since the cost […]
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Do I Need Disability Insurance?
By Jay Zigmont | Oct 3, 2023
If you’re Childfree, it’s unlikely that you’ll need life insurance, but that doesn’t mean you’re off the hook when it comes to insurance beyond your health, your home, and your car. In fact, disability insurance is of special concern for Childfree people. Here’s how disability insurance works and the circumstances under which you might need a […]
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Do I Need Life Insurance?
By Jay Zigmont | Sep 26, 2023
It’s perhaps one of the most basic personal finance questions out there: Do you need life insurance? If you’re Childfree, the answer may surprise you. Let’s take a look at how life insurance works and see why it’s generally unnecessary for Childfree people. What is life insurance for? At its most basic function, life insurance […]
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What is an FSA or HSA?
By Jay Zigmont | Sep 19, 2023
Depending on the type of health insurance plan you opt for, you might have access to an FSA or HSA. These terms sound similar but they don’t mean the same thing. What are they, and are they worth signing up for? Let’s find out. What’s an FSA? FSA stands for “flexible spending account,” but as […]
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How Do I Pick a Health Insurance?
By Jay Zigmont | Sep 12, 2023
Depending on your employment situation and marital status, you may have different options for health insurance coverage. Let’s take a look at what to consider when choosing a health insurance plan. Enrolling in Coverage You are not allowed to just change your health insurance plan on a whim. Generally, you get an open enrollment period once per […]
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How Does Health Insurance Work?
By Jay Zigmont | Sep 5, 2023
Health insurance in the U.S. comes with a lot of terms and despite all the money we spend on it, it doesn’t work particularly well. But since this is the system we’ve all got to navigate, let’s go through some concepts you’ll encounter in the course of getting (and staying) insured. Health Insurance 101 It’s […]
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Fifth Meeting with a CFP® – Insurance and Budget Check In
By Jay Zigmont | Jun 2, 2023
Anna (from We’re Not Kidding) and her husband, Grant agreed to have their financial planning process recorded and shared. Get a rare look behind the scenes of what it is like to work with a CFP® professional. This is the fifth session we held. Here is the first one, the second one, the third one, & the fourth one. In this session, we […]
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What is an annuity?
By cfwealth | Feb 27, 2023
Many people worry about retirement planning and how to ensure they don’t outlive their money, and Childfree people are no exception. There are a lot of avenues to retirement, and one you may have heard of is annuities. What is an annuity, and are they appropriate for Childfree people? What is an Annuity? An annuity is a […]
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Do I Need Life Insurance if I Don’t Have Kids?
By Childfree Wealth | Jan 27, 2023
The primary concern that life insurance protects against is leaving loved ones behind with significant burdens like debt or without enough resources to continue their lives. This is especially the case for people who have dependents, but is it as important for people who don’t have kids? Life insurance is most frequently used as a […]
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