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Useful Articles
and Resources
Small Businesses

How Does Running a Small Business Impact My Finances? (Especially If You’re Childfree)

By Jay Zigmont | Sep 19, 2025

Running a business is a powerful way to build a life on your own terms, but it comes with financial responsibilities, especially for Childfree individuals who are building long-term security without traditional safety nets.

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How Do I Make a Business Plan? (The Childfree Edition)

By Jay Zigmont | Sep 19, 2025

Building a business plan doesn't have to be overwhelming. This article introduces the Business Model Canvas as a simple, one-page tool to help you define your business, identify your customers, and create a clear path to profitability.

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How to Fund Your Business: A Strategy for Childfree Entrepreneurs

By Jay Zigmont | Sep 19, 2025

Ready to launch a business but worried about funding? Learn how to start small and work on the side to build a sustainable business without risking your financial future with loans or high-interest debt.

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Where Do I Get Business Ideas? (The Childfree Edition)

By Jay Zigmont | Sep 19, 2025

Ready to be your own boss but don't know where to start? This article helps you find a business idea by focusing on solving problems and building a business that aligns with your lifestyle

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How Does the Profit First Model Work?

By Jay Zigmont | Sep 19, 2025

The Profit First method flips the traditional business model on its head by prioritizing paying yourself first. Learn how this money management system helps you build a lean, profitable, and sustainable business.

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Navigating Gig Work: Key Financial Tips for Childfree Entrepreneurs

By Jay Zigmont | Sep 4, 2025

Thinking of turning gig work into a financial win? Discover the must-know tax, insurance, and retirement hacks every Childfree entrepreneur needs to thrive. Without these, side hustles could cost you more than you earn.

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What’s the difference between W-2 and 1099?

By Jay Zigmont | Dec 5, 2023

Filing taxes is all about taking the numbers off various forms and plugging them into the right places. Two forms that you’ll hear referenced are form W-2 and form 1099. What’s the difference between these two forms and the type of work (or earned income) that they describe? There are a lot of differences, and […]

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Sixth Meeting with a CFP® – Business Planning

By Jay Zigmont | Jun 8, 2023

Anna (from We’re Not Kidding) and her husband, Grant, agreed to have their financial planning process recorded and shared. Get a rare look behind the scenes of what it is like to work with a CFP® professional. This is the sixth session. Here is the first session, second session, third session, fourth session, & fifth session. In this session, we walk through business planning. Anna […]

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A Portrait of Fear – Childfree Wealth

By Jay Zigmont | Oct 25, 2022

Cathryn 37, Female, Single, New Jersey Bachelor’s in Creative Writing This portrait is one of 26 real life stories presented in the book, Portraits of Childfree Wealth. You can download a free copy here. Cathryn is an artist and a musician. She has her own art business doing tissue paper collages to create images for children’s rooms […]

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Creating Successful Small Businesses and Side-Gigs

By Jay Zigmont | Aug 28, 2022

With today’s hustle culture combined with a search for meaning, many people are following their dreams to start a small business. Being Childfree often allows us the time, money, and freedom to stretch and see what is possible. If you decide to start a small business or other side-gig, you need to make a series of […]

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