RESOURCES
Useful Articlesand Resources
If I Don’t Own a House, How Do I Invest in Real Estate?
By Childfree Wealth | Jun 5, 2024
You’ve crunched the numbers and taken a long hard look at your budget and lifestyle, and owning a primary residence just isn’t for you. And this is perfectly okay! Childfree and permanently childless people can forge their own paths and avoid that pesky life script, and for some, it likely means that homeownership isn’t the […]
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How Do I Budget With a Variable Income?
By Jay Zigmont | Feb 6, 2024
If you’ve ever dreamed about breaking away from that fluorescent-lit, cubicle-filled office space, and becoming your own boss, you’re not alone. But one of the potential pitfalls of starting your own business, becoming a freelancer, or even just working on commission (like real estate agents and some salespeople do) is variable income. When you’ve got a […]
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Budget Tips & Tricks
By Jay Zigmont | Jan 30, 2024
While the thought of sitting down to create a budget may be overwhelming, the hardest part of that process may be pulling all your financial skeletons out of the closet and holding them up to the light. Your budget will organize your incoming and outgoing money for you, showing you where you might be overspending […]
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How Do I Stick to My Budget?
By Jay Zigmont | Jan 23, 2024
So you’ve sat down with your significant other (or on your own, if your finances are solo) and created your budget, using a spreadsheet or an app. Now the trick becomes sticking to it, and making adjustments as needed as you learn where your money goes every month. A lot of people assume that since […]
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I Have Stock Options, What Should I Do?
By Jay Zigmont | Oct 24, 2023
If you get a new job, you may be offered stock options when you are hired. But what are employee stock options, and what impact will they have on your finances? What are employee stock options (ESOs)? Employee stock options (or ESOs) can be offered as a part of compensation when you get a new […]
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What is an FSA or HSA?
By Jay Zigmont | Sep 19, 2023
Depending on the type of health insurance plan you opt for, you might have access to an FSA or HSA. These terms sound similar but they don’t mean the same thing. What are they, and are they worth signing up for? Let’s find out. What’s an FSA? FSA stands for “flexible spending account,” but as […]
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How do I know what to invest in?
By Jay Zigmont | Aug 21, 2023
By now, you likely know that investing is how you can grow your money to meet your financial goals, and if you haven’t started already, now is the time. But how do you decide where to put your money? Let’s take a look at how to choose what you’re investing in, and make sure your […]
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Unlocking Financial Freedom: A Beginner’s Guide to Saving and Investing
By Jay Zigmont | Aug 15, 2023
Saving and investing your money are two major parts of personal finance 101, and it’s natural to wonder how to approach them. Let’s take a look at planning for the future, picking the right accounts, and whether you should tackle your debt before working towards other financial goals. What are your goals? While you likely […]
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How Do Capital Gains Work?
By Jay Zigmont | May 17, 2023
As we’ve already covered, Americans have to pay a lot of different types of taxes. This includes capital gains taxes, which are owed on something you’ve bought and then sold later at a profit. This includes anything you’ve invested in, like a home purchase or stocks that have gained in value. How do capital gains taxes […]
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What is an annuity?
By cfwealth | Feb 27, 2023
Many people worry about retirement planning and how to ensure they don’t outlive their money, and Childfree people are no exception. There are a lot of avenues to retirement, and one you may have heard of is annuities. What is an annuity, and are they appropriate for Childfree people? What is an Annuity? An annuity is a […]
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