RESOURCES
Useful Articlesand Resources
Childfree Retirement
By Childfree Wealth | Jan 26, 2023
In my 10+ years of being a financial planner, the most exciting aspect of this job is helping people do something they never thought they could do. This is particularly rewarding when working with Childfree people and they have the realization that all the “traditional rules” of life are thrown out when you don’t have […]
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How Much Do I Need to Retire?
By Childfree Wealth | Jan 25, 2023
“How much do I need to retire?” may be one of the most commonly asked questions among those turning their eyes toward retirement. I vividly remember the ING campaign from 2008 that catered to this common question with the “What’s your number?” advertisements that suggested something as complex as retirement planning could be summed up […]
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Should I Rollover my 401K?
By Childfree Wealth | Jan 24, 2023
I remember what I thought was a very clever, tongue-in-cheek statement on the wall of a restaurant. This seafood restaurant, in mural-sized font, had “Free Crab Legs Tomorrow” painted in the style of a fresco. I find that same statement to ring true for people who have just left a job and now have some […]
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What is Inflation and How Does It Work?
By Childfree Wealth | Jan 23, 2023
If you’re here for the easy answer then inflation is the increase in price over time for the same item. Keep reading if you want a glimpse inside the more complex workings of inflation. Background Information Ah, inflation. The thief in the night that slowly drains the purchasing power of your money. It’s an overlooked threat […]
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What is a Recession and What Do I Need to Do About It?
By Childfree Wealth | Jan 23, 2023
You’ve probably heard the term “recession” thrown around quite a bit when politicians, businesspeople, or other prominent figured talk about the economy. It’s an amoebic term that doesn’t have an easily measurable definition, but many people know it to mean the economy isn’t healthy. Most people familiar with recessions consider two consecutive quarters of reduced […]
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Opportunity Costs and Die With Zero
By Childfree Wealth | Jan 4, 2023
I was somewhere between Washington DC and Seattle when the concept of opportunity costs smacked me in the face (versus the more subtle way it typically appears in my life on a daily basis – sneaking into my decision-making on a just-barely-conscious level). I was sitting in an aisle seat of a Boeing jet, headed […]
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Year-end look back – start next year on the right foot.
By Jay Zigmont | Dec 23, 2022
At the end of each year, we need to look back and forward. We need to look back to understand what worked and what didn’t, while we need to look forward to understand what we can do differently for next year. The goal isn’t to beat ourselves up for the past year but to understand […]
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Negotiating Salaries: Combating Imposter Syndrome, Resisting Negative Self-Talk and Communicating Your Value
By Childfree Wealth | Nov 10, 2022
My very first job was at a mom and pop video store (I think most of us can remember those, right? In the days before streaming when we would have to drive to a store to get a movie that we could watch at home?). I was paid $5.00 an hour and my fringe benefits […]
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What is a Backdoor Roth Conversion?
By Childfree Wealth | Nov 7, 2022
Most terms in the world of personal finance muddy the waters far more than they provide clarification. One of these terms is the Backdoor Roth Conversion which is often confused with the simpler Roth Conversion. Both can be useful strategies depending on your situation, but backdoor Roth conversions are a little bit more complex due to the potential […]
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4 Common Money Mistakes and Bad Behaviors
By Childfree Wealth | Oct 31, 2022
Being financially literate means that you have a good grasp on your finances and have what are considered positive financial habits. Maybe you contribute to your retirement savings accounts regularly, keep an emergency savings fund on hand and work hard to pay down debt because you understand the consequences of accruing interest. On the other hand, there are some common […]
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