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Financial Planning

How Do I Rebalance My Accounts

By Jay Zigmont | Sep 5, 2025

Rebalancing your retirement accounts keeps your investments aligned with your goals and risk tolerance. Whether manually adjusting your portfolio or relying on a target date fund, staying on top of allocations ensures your savings grow steadily over time.

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Navigating Gig Work: Key Financial Tips for Childfree Entrepreneurs

By Jay Zigmont | Sep 4, 2025

Thinking of turning gig work into a financial win? Discover the must-know tax, insurance, and retirement hacks every Childfree entrepreneur needs to thrive. Without these, side hustles could cost you more than you earn.

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Flying Solo: How to Navigate Finances as a Single and Childfree Adult

By Jay Zigmont | Jun 21, 2024

Being Childfree and single changes your financial landscape. From housing costs and solo financial accountability to estate planning, long-term care, and building a support network, managing your money and planning for the future requires intentional choices and the right guidance.

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FILE: Financial Independence, Live Early – A New Approach to Retirement for the Childfree

By Jay Zigmont | May 20, 2024

FILE stands for "Financial Independence, Live Early," and it’s a twist on the popular FIRE (Financial Independence, Retire Early) movement. Instead of quitting work altogether at a young age, FILErs achieve financial independence and use their newfound freedom to live life on their own terms.

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FIRE: Financial Independence, Retire Early – Is It the Right Path for You?

By Jay Zigmont | May 16, 2024

FIRE is a lifestyle movement that focuses on achieving financial independence as quickly as possible, so you can retire earlier than the traditional retirement age. The goal is to save aggressively and live frugally, which allows you to retire much earlier than most people.

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How Do I Embrace the Die With Zero Approach?

By Childfree Wealth® team | May 7, 2024

The core concept of "Die With Zero" is to not wait until you’re too old to use your money in ways that bring you joy. Instead of aiming to die with a big bank balance, aim to live fully and intentionally—now

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How Do I Care for a Disabled Family Member?

By Jay Zigmont | Mar 26, 2024

Caring for a disabled family member is a responsibility that can feel overwhelming, especially when you're also managing your own life, career, and future. Here’s how to navigate this situation effectively.

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How Do I Plan for Long-Term Care?

By Jay Zigmont | Mar 12, 2024

Long-term care, like assisted living or a nursing home, is an inevitable part of aging. The costs can be steep, but with early planning, you can make sure you have the support you need when the time comes.

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What Is an Emergency Fund?

By Jay Zigmont | Feb 13, 2024

A financial rainy day is an unexpected expense you didn't budget for, and the way you meet those surprise bills is with an emergency fund. Let’s take a look at the finer points of emergency funds.

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How Do I Budget With a Variable Income?

By Jay Zigmont | Feb 6, 2024

If you’ve ever dreamed about breaking away from that fluorescent-lit, cubicle-filled office space, and becoming your own boss, you’re not alone. But one of the potential pitfalls of starting your own business, becoming a freelancer, or even just working on commission (like real estate agents and some salespeople do) is variable income. When you’ve got a […]

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