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Useful Articles
and Resources
Childless

Investing 101

By Jay Zigmont | Aug 28, 2022

Investing is not hard, but it is important. The key is to follow the rule that “You only invest in things you understand.” The rule applies no matter how much experience you have in investing. Understanding an investment includes: Why you are buying it (the impact on your financial plan) Where to buy it (which […]

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5 questions to ask yourself before buying a house

By Jay Zigmont | Aug 28, 2022

The classic advice is that the way to wealth is built around home ownership. This advice is part of the standard script of what is expected. What about if you are living a Childfree lifestyle? Childfree people have more time, money, and flexibility to do what they want. The bottom line is that for us, home […]

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Get your paperwork right, now! – Wills, Beneficiaries, Living Wills, POAs and more

By Jay Zigmont | Aug 28, 2022

Many people say they are too young to think about a will and other paperwork. In our current political climate, it is more important than ever to make sure you have all of your documents in top shape. In particular, if you are Childfree, single, a couple who is not married, an LGBTQIA+ married couple, or in […]

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Ryan A – A Portrait of Freedom and No Regrets

By Jay Zigmont | Aug 28, 2022

There are many ways to achieve financial independence, but then what? Ryan and his wife are living the FILE life and have no regrets.  This story is one of 26 portraits in my book “Portraits of Childfree Wealth”.   Ryan shares about how retirement did not really fit, how he adjusted his life, and what happens when your spouse changes […]

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The Sabbatical – A tool to recenter and find yourself.

By Jay Zigmont | Aug 28, 2022

The bonus of being Childfree is that may have the time, money, and freedom to do what we want to do. The challenge is in knowing what we want to do. We may have too many options and may get stuck in analysis paralysis. Taking a sabbatical, a 3-6 month break from work, may be just the […]

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Choosing the FILE Lifestyle – Financial Independence, Live Early

By Jay Zigmont | Aug 28, 2022

If the days of working 25 years to ‘get the watch’ and retire are gone, why are we still setting retirement as our goal? Living a life of Childfree Wealth means you have the time, money, and freedom to do what you want. Do you want to work for most of your life to retire? […]

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Lorna – A Childfree Portrait of Accidental FIRE

By Jay Zigmont | Aug 28, 2022

This story is one of 26 portraits in my book “Portraits of Childfree Wealth”. Lorna 52 years old, Female, Widowed, Massachusetts Master’s in Computer Science Retired Lorna came to the U.S. from Scotland approximately 25 years ago. She has gone from growing up in the lower working class to retiring last year at age 51. She […]

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Caring for Elderly Family Members

By Jay Zigmont | Aug 28, 2022

You may have heard of the “Sandwich Generation” (who are caring for both their kids and their parents), but those without kids are said to be part of an “open face sandwich” when caring for elderly family members. Childfree people are often expected to care for their parents and others as they don’t have children. It is […]

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Understanding Student Loan Forgiveness

By Jay Zigmont | Aug 28, 2022

On August 24th, the Biden administration announced a series of changes to student loans and forgiveness of up to $20,000.  There is a lot in what they have announced, so let’s look at how it can help you. Forgiveness of up to $20,000 in student loans (for people who received Pell Grants) and $10,000 for others. A […]

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A Portrait of Getting Started as a Childfree Person

By Jay Zigmont | Aug 23, 2022

Maria 25, Single, Female, Texas Associate’s Degree Translator This portrait is one of 26 real life stories presented in the book, Portraits of Childfree Wealth. You can download a free copy here. Maria is 25, loves cooking, travel, and making YouTube videos, and is originally from Japan, but grew up in Florida. She works as a translator […]

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