RESOURCES

Useful Articles
and Resources
Childless

Josie – A Childfree Portrait of Being Lost

By Jay Zigmont | Sep 20, 2022

Josie 25, Female, Single, California Currently working on a Bachelor’s Degree Customer Service This portrait is one of 26 real life stories presented in the book, Portraits of Childfree Wealth. You can download a free copy here. Josie started her discussion with me, describing how she ran away from home at 17 to escape an abusive household. […]

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A Portrait of Childfree Persistence

By Jay Zigmont | Sep 20, 2022

Heather is working hard on her Master’s degree in Conservation Biology, and her focus is on protecting birds. She has no debt and is paying her way through her degree (with the hope of no student loans). Heather has done some amazing things, starting with serving in the Peace Corps, and has been able to both enjoy […]

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Ryan G – A Portrait of Successful Laziness

By Jay Zigmont | Sep 20, 2022

Ryan G shares that it is possible to achieve FIRE (Financial Independence, Retire Early) while being “successfully lazy”.  This story is one of 26 portraits in my book “Portraits of Childfree Wealth”. Ryan G 43, Male, Married, Oklahoma Bachelor’s in Management Information Systems Software Implementation Ryan’s portrait requires a bit of a disclaimer to start. I call […]

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A Childfree Portrait of Freedom and Practicality

By Jay Zigmont | Sep 13, 2022

Kristi 38, Female, Married, Oklahoma Master’s in Education and Geology Educator Kristi and her husband have applied an analytical approach to being Childfree and celebrate the freedom that resulted: “We made a pros and cons list, and the cons side was way longer than the pros.” Kristi looks at the responsibility of having kids as “mental clutter”: […]

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A Portrait of a Childfree Cat Lady

By Jay Zigmont | Sep 6, 2022

Kristina 39, Female, Single, Asexual, Washington Bachelor’s in Aeronautical Engineering Aerodynamic Performance Engineer This portrait is one of 26 real life stories presented in the book, Portraits of Childfree Wealth. You can download a free copy here. Kristina is a self-declared “cat lady, spinster, rocket scientist.” She is 39 and shares her life with three black cats […]

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A Portrait of Childfree Stability

By Jay Zigmont | Aug 30, 2022

Laura 31, Female, Married, Wisconsin Master’s in Nonprofit Management Finance This portrait is one of 26 real life stories presented in the book, Portraits of Childfree Wealth. You can download a free copy here. Laura is married and works in finance. She is passionate about her causes and making an impact on the world. However, she balances […]

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A Portrait of Childfree Strength

By Jay Zigmont | Aug 28, 2022

This portrait is one of 26 presented in my new book, Portraits of Childfree Wealth, available for order now on Amazon, Barnes & Noble and everywhere books are sold. Maggie 47-year old, Female, Widowed, Washington, DC Masters in Political Science Diplomat Maggie is a portrait of strength.  She was raised by a single mom and grew up poor.  The result […]

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There is a Difference Between Childfree and Childless Financial Planning

By Jay Zigmont | Aug 28, 2022

There is a bigger difference between Childfree and Childless than just a definition. When it comes to financial planning your plan may be similar, but the differences matter. The US Census defines Childless as not having biological children (12.8% of Childless older adults have adopted or stepchildren), while Childfree is defined as not having and not planning […]

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Childfree Finance Acronyms and Terms

By Jay Zigmont | Aug 28, 2022

My intent here is not to define everything (and this is a living document), but to help with some of the common terms and acronyms related to Childfree Wealth and Financial Planning.  These are my definitions, and some may define the terms in other ways, that’s ok. Childfree – Not having kids, and not planning on having […]

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FILE vs FIRE – Finding what is right for you.

By Jay Zigmont | Aug 28, 2022

It used to be that the goal was to retire and ‘get the watch.’ People would work 25 years at one company, pay their bills, and then retire (often with a pension). Those days are gone. Retirement is no longer ‘guaranteed’ for anyone and may not even be a choice for many. Even for those […]

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