RESOURCES
Useful Articlesand Resources
FILE vs FIRE – Finding what is right for you.
By Jay Zigmont | Aug 28, 2022
It used to be that the goal was to retire and ‘get the watch.’ People would work 25 years at one company, pay their bills, and then retire (often with a pension). Those days are gone. Retirement is no longer ‘guaranteed’ for anyone and may not even be a choice for many. Even for those […]
Read More
A Portrait of Childfree Struggle
By Jay Zigmont | Aug 28, 2022
This portrait is one of 26 presented in my new book, Portraits of Childfree Wealth, available for order now on Amazon, Barnes & Noble and everywhere books are sold. Carly 32 years old, Female, Married, Colorado Bachelor’s in Business, working on a Masters Part-time work in IT while finishing school Carly, like many others in the US, is struggling. Her […]
Read More
Debt is stealing from your future.
By Jay Zigmont | Aug 28, 2022
For most Americans, debt has just become part of life. It is almost like we are born with it. At 18 we enter college, sign on for student loans, and there are stands everywhere offering free gifts if we sign up for a credit card. Then we ‘need’ a new car, get a car loan, […]
Read More
The Gardener and the Rose
By Jay Zigmont | Aug 28, 2022
Being a Childfree couple allows you to have different options in life. You get to choose how you want to live your life. The only thing you truly must worry about is yourself and your partner. The problem is that it can be difficult for both you and your partner to achieve your dreams, especially […]
Read More
Jesse – A Childfree Portrait of Intentional Balance
By Jay Zigmont | Aug 28, 2022
This portrait is one of 26 presented in my new book, Portraits of Childfree Wealth, available for ordering now on Amazon, Barnes & Noble and everywhere books are sold. Jesse 35 years old, Male, Married Colorado Bachelor’s in Education Indie Video Game Designer Jesse and his wife live in an RV in Colorado. He is a self-employed video game […]
Read More
Creating Successful Small Businesses and Side-Gigs
By Jay Zigmont | Aug 28, 2022
With today’s hustle culture combined with a search for meaning, many people are following their dreams to start a small business. Being Childfree often allows us the time, money, and freedom to stretch and see what is possible. If you decide to start a small business or other side-gig, you need to make a series of […]
Read More
Jacy – A Portrait of Childfree Compromise
By Jay Zigmont | Aug 28, 2022
This portrait is one of 26 featured in the new book, “Portraits of Childfree Wealth” available for ordering now at Amazon, Barnes & Noble and everywhere books are sold. Jacy 28, Female, Single, Texas Some College in Civil Engineering Contract Administrator Jacy is 28, single, and she grew up in a small town in the panhandle of Texas “where we […]
Read More
How does your financial planning change if you are single, in a couple, or in a group?
By Jay Zigmont | Aug 28, 2022
By nature, Childfree individuals seem to be more flexible in their family structure. In Childless individuals over 55, 32.1% were never married (as opposed to 2.6% for parents). Childfree individuals are more likely to stay single, be in a long-term relationship (without being married), and to be in a group than the general population. Your choice […]
Read More
Am I spending too much or saving too much?
By Jay Zigmont | Aug 28, 2022
The internet is full of general rules and numbers that say you are either doing ‘good’ or ‘bad’ with your finances. In reality, the only measure of success that matters is if you are on the path to your goals or not. With that said, I often find that clients fall into one of two […]
Read More
Investing 101
By Jay Zigmont | Aug 28, 2022
Investing is not hard, but it is important. The key is to follow the rule that “You only invest in things you understand.” The rule applies no matter how much experience you have in investing. Understanding an investment includes: Why you are buying it (the impact on your financial plan) Where to buy it (which […]
Read More