RESOURCES
Useful Articlesand Resources
There is a Difference Between Childfree and Childless Financial Planning
By Jay Zigmont | Aug 28, 2022
There is a bigger difference between Childfree and Childless than just a definition. When it comes to financial planning your plan may be similar, but the differences matter. The US Census defines Childless as not having biological children (12.8% of Childless older adults have adopted or stepchildren), while Childfree is defined as not having and not planning […]
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Childfree Finance Acronyms and Terms
By Jay Zigmont | Aug 28, 2022
My intent here is not to define everything (and this is a living document), but to help with some of the common terms and acronyms related to Childfree Wealth and Financial Planning. These are my definitions, and some may define the terms in other ways, that’s ok. Childfree – Not having kids, and not planning on having […]
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FILE vs FIRE – Finding what is right for you.
By Jay Zigmont | Aug 28, 2022
It used to be that the goal was to retire and ‘get the watch.’ People would work 25 years at one company, pay their bills, and then retire (often with a pension). Those days are gone. Retirement is no longer ‘guaranteed’ for anyone and may not even be a choice for many. Even for those […]
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A Portrait of Childfree Struggle
By Jay Zigmont | Aug 28, 2022
This portrait is one of 26 presented in my new book, Portraits of Childfree Wealth, available for order now on Amazon, Barnes & Noble and everywhere books are sold. Carly 32 years old, Female, Married, Colorado Bachelor’s in Business, working on a Masters Part-time work in IT while finishing school Carly, like many others in the US, is struggling. Her […]
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Debt is stealing from your future.
By Jay Zigmont | Aug 28, 2022
For most Americans, debt has just become part of life. It is almost like we are born with it. At 18 we enter college, sign on for student loans, and there are stands everywhere offering free gifts if we sign up for a credit card. Then we ‘need’ a new car, get a car loan, […]
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The Gardener and the Rose
By Jay Zigmont | Aug 28, 2022
Being a Childfree couple allows you to have different options in life. You get to choose how you want to live your life. The only thing you truly must worry about is yourself and your partner. The problem is that it can be difficult for both you and your partner to achieve your dreams, especially […]
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Jesse – A Childfree Portrait of Intentional Balance
By Jay Zigmont | Aug 28, 2022
This portrait is one of 26 presented in my new book, Portraits of Childfree Wealth, available for ordering now on Amazon, Barnes & Noble and everywhere books are sold. Jesse 35 years old, Male, Married Colorado Bachelor’s in Education Indie Video Game Designer Jesse and his wife live in an RV in Colorado. He is a self-employed video game […]
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Creating Successful Small Businesses and Side-Gigs
By Jay Zigmont | Aug 28, 2022
With today’s hustle culture combined with a search for meaning, many people are following their dreams to start a small business. Being Childfree often allows us the time, money, and freedom to stretch and see what is possible. If you decide to start a small business or other side-gig, you need to make a series of […]
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Jacy – A Portrait of Childfree Compromise
By Jay Zigmont | Aug 28, 2022
This portrait is one of 26 featured in the new book, “Portraits of Childfree Wealth” available for ordering now at Amazon, Barnes & Noble and everywhere books are sold. Jacy 28, Female, Single, Texas Some College in Civil Engineering Contract Administrator Jacy is 28, single, and she grew up in a small town in the panhandle of Texas “where we […]
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How does your financial planning change if you are single, in a couple, or in a group?
By Jay Zigmont | Aug 28, 2022
By nature, Childfree individuals seem to be more flexible in their family structure. In Childless individuals over 55, 32.1% were never married (as opposed to 2.6% for parents). Childfree individuals are more likely to stay single, be in a long-term relationship (without being married), and to be in a group than the general population. Your choice […]
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