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Useful Articles
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Childfree

A Portrait of Childfree Persistence

By Jay Zigmont | Sep 20, 2022

Heather is working hard on her Master’s degree in Conservation Biology, and her focus is on protecting birds. She has no debt and is paying her way through her degree (with the hope of no student loans). Heather has done some amazing things, starting with serving in the Peace Corps, and has been able to both enjoy […]

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Ryan G – A Portrait of Successful Laziness

By Jay Zigmont | Sep 20, 2022

Ryan G shares that it is possible to achieve FIRE (Financial Independence, Retire Early) while being “successfully lazy”.  This story is one of 26 portraits in my book “Portraits of Childfree Wealth”. Ryan G 43, Male, Married, Oklahoma Bachelor’s in Management Information Systems Software Implementation Ryan’s portrait requires a bit of a disclaimer to start. I call […]

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A Childfree Portrait of Freedom and Practicality

By Jay Zigmont | Sep 13, 2022

Kristi 38, Female, Married, Oklahoma Master’s in Education and Geology Educator Kristi and her husband have applied an analytical approach to being Childfree and celebrate the freedom that resulted: “We made a pros and cons list, and the cons side was way longer than the pros.” Kristi looks at the responsibility of having kids as “mental clutter”: […]

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A Portrait of a Childfree Cat Lady

By Jay Zigmont | Sep 6, 2022

Kristina 39, Female, Single, Asexual, Washington Bachelor’s in Aeronautical Engineering Aerodynamic Performance Engineer This portrait is one of 26 real life stories presented in the book, Portraits of Childfree Wealth. You can download a free copy here. Kristina is a self-declared “cat lady, spinster, rocket scientist.” She is 39 and shares her life with three black cats […]

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A Portrait of Childfree Stability

By Jay Zigmont | Aug 30, 2022

Laura 31, Female, Married, Wisconsin Master’s in Nonprofit Management Finance This portrait is one of 26 real life stories presented in the book, Portraits of Childfree Wealth. You can download a free copy here. Laura is married and works in finance. She is passionate about her causes and making an impact on the world. However, she balances […]

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Why I Became a Financial Planner

By Jay Zigmont | Aug 28, 2022

My path to becoming a CERTIFIED FINANCIAL PLANNER™ may be different than most. I was raised in a family that could barely make ends meet (we were broke). I have made more mistakes with money than most. My background isn’t in finance, it is in Adult Learning and Public Safety. I’m not a ‘finance bro’. […]

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7 Ways Childfree Financial Planning is Different

By Jay Zigmont | Aug 28, 2022

If you are a Childfree or permanently childless individual or family, your financial planning has a different foundation than most. For those not familiar, Childfree means you do not have children and are not planning on having children. Some people are Childfree by choice, others may be Childless Not By Choice, but what matters most is […]

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The time to plan for a disability is NOW

By Jay Zigmont | Aug 28, 2022

Over 1/3rd of Americans over the age of 55 are disabled. Although disability can take many forms, the ultimate result is a loss of both income and the ability to do the things we enjoy. Often disabilities are sudden (injury, heart attack, stroke, and others) so we need to be prepared well in advance. Being […]

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11% of Older Americans (55+) are Childfree

By Jay Zigmont | Aug 28, 2022

TLDR: In Americans 55 and older; 11% Childfree, Childfree are more likely to never marry (32.1% vs 2.6%) and Childfree Women have the highest net worth ($173,800). There always seems to be a debate about how many childfree people there are out there. Part of the reason is that much of the research looks at […]

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A Portrait of Childfree Strength

By Jay Zigmont | Aug 28, 2022

This portrait is one of 26 presented in my new book, Portraits of Childfree Wealth, available for order now on Amazon, Barnes & Noble and everywhere books are sold. Maggie 47-year old, Female, Widowed, Washington, DC Masters in Political Science Diplomat Maggie is a portrait of strength.  She was raised by a single mom and grew up poor.  The result […]

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