RESOURCES
Useful Articlesand Resources
A Childfree Portrait of Freedom and Practicality
By Jay Zigmont | Sep 13, 2022
Kristi 38, Female, Married, Oklahoma Master’s in Education and Geology Educator Kristi and her husband have applied an analytical approach to being Childfree and celebrate the freedom that resulted: “We made a pros and cons list, and the cons side was way longer than the pros.” Kristi looks at the responsibility of having kids as “mental clutter”: […]
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A Portrait of a Childfree Cat Lady
By Jay Zigmont | Sep 6, 2022
Kristina 39, Female, Single, Asexual, Washington Bachelor’s in Aeronautical Engineering Aerodynamic Performance Engineer This portrait is one of 26 real life stories presented in the book, Portraits of Childfree Wealth. You can download a free copy here. Kristina is a self-declared “cat lady, spinster, rocket scientist.” She is 39 and shares her life with three black cats […]
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A Portrait of Childfree Stability
By Jay Zigmont | Aug 30, 2022
Laura 31, Female, Married, Wisconsin Master’s in Nonprofit Management Finance This portrait is one of 26 real life stories presented in the book, Portraits of Childfree Wealth. You can download a free copy here. Laura is married and works in finance. She is passionate about her causes and making an impact on the world. However, she balances […]
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Why I Became a Financial Planner
By Jay Zigmont | Aug 28, 2022
My path to becoming a CERTIFIED FINANCIAL PLANNER™ may be different than most. I was raised in a family that could barely make ends meet (we were broke). I have made more mistakes with money than most. My background isn’t in finance, it is in Adult Learning and Public Safety. I’m not a ‘finance bro’. […]
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7 Ways Childfree Financial Planning is Different
By Jay Zigmont | Aug 28, 2022
If you are a Childfree or permanently childless individual or family, your financial planning has a different foundation than most. For those not familiar, Childfree means you do not have children and are not planning on having children. Some people are Childfree by choice, others may be Childless Not By Choice, but what matters most is […]
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The time to plan for a disability is NOW
By Jay Zigmont | Aug 28, 2022
Over 1/3rd of Americans over the age of 55 are disabled. Although disability can take many forms, the ultimate result is a loss of both income and the ability to do the things we enjoy. Often disabilities are sudden (injury, heart attack, stroke, and others) so we need to be prepared well in advance. Being […]
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11% of Older Americans (55+) are Childfree
By Jay Zigmont | Aug 28, 2022
TLDR: In Americans 55 and older; 11% Childfree, Childfree are more likely to never marry (32.1% vs 2.6%) and Childfree Women have the highest net worth ($173,800). There always seems to be a debate about how many childfree people there are out there. Part of the reason is that much of the research looks at […]
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A Portrait of Childfree Strength
By Jay Zigmont | Aug 28, 2022
This portrait is one of 26 presented in my new book, Portraits of Childfree Wealth, available for order now on Amazon, Barnes & Noble and everywhere books are sold. Maggie 47-year old, Female, Widowed, Washington, DC Masters in Political Science Diplomat Maggie is a portrait of strength. She was raised by a single mom and grew up poor. The result […]
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There is a Difference Between Childfree and Childless Financial Planning
By Jay Zigmont | Aug 28, 2022
There is a bigger difference between Childfree and Childless than just a definition. When it comes to financial planning your plan may be similar, but the differences matter. The US Census defines Childless as not having biological children (12.8% of Childless older adults have adopted or stepchildren), while Childfree is defined as not having and not planning […]
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Childfree Finance Acronyms and Terms
By Jay Zigmont | Aug 28, 2022
My intent here is not to define everything (and this is a living document), but to help with some of the common terms and acronyms related to Childfree Wealth and Financial Planning. These are my definitions, and some may define the terms in other ways, that’s ok. Childfree – Not having kids, and not planning on having […]
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