RESOURCES
Useful Articlesand Resources
Should I Combine Finances with My Significant Other?
By Childfree Wealth | Oct 17, 2022
One of the steps of furthering a relationship is deciding how to combine finances, if at all. More costs are joint as two people’s lives get closer together, including housing, groceries, phone bills, utilities, and all kinds of other expenses. But these expenses can cause tension in relationships if not handled properly and without a clear understanding […]
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Cindy – A Portrait of Caring – Childfree Wealth
By Jay Zigmont | Oct 11, 2022
Cindy 39, Female, Married, Illinois Bachelor’s in Business Operations Manager This portrait is one of 26 real life stories presented in the book, Portraits of Childfree Wealth. You can download a free copy here. Cindy is married, works as an operations manager, and loves cats. Cindy and her husband care for her mother and also took care […]
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If I’m Married, Should I Always File Taxes Jointly?
By Childfree Wealth | Oct 10, 2022
There is a general understanding that getting married (beyond all the obvious reasons for getting married) often helps with your tax situation. Tax deductions, increased tax brackets, and other perks often make it worthwhile. I would feel comfortable saying it USUALLY makes financial sense to go ahead and tie the knot, but here are a couple of reasons you […]
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New Report: Being Childfree may not make you rich, but it may make you happy.
By Jay Zigmont | Oct 6, 2022
Everywhere you look, there are numbers about how much money you should have by X age. The problem with these numbers is that they all assume you have kids. It is normal to want to know how you are doing, but for people who don’t have kids, and aren’t planning on having kids, these benchmarks just don’t […]
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A Portrait of Logic and FIRE – Childfree Wealth
By Jay Zigmont | Oct 4, 2022
Greg 37, Male, Married, Virginia Bachelor’s in Accounting Corporate Accountant This portrait is one of 26 real life stories presented in the book, Portraits of Childfree Wealth. You can download a free copy here. Greg and his wife are accountants. He is an accountant for a financial firm, and she works for a university. He and his […]
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How Finances Are Different for Those Without Children
By Childfree Wealth | Oct 3, 2022
Modern society has been built around the idea that each of us is expected to someday be a parent. I legitimately started getting ads for diapers at age 25 (did Google think I still needed them? Fair play, Google), and I don’t have, want, or plan on having children. According to Pew Research, 44% of non-parents […]
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Gustavo – A Portrait of Worry – Childfree Wealth
By Jay Zigmont | Sep 27, 2022
Gustavo 27, Single, Male, Texas Master’s in Architecture Drafter and Clerical Support This portrait is one of 26 real life stories presented in the book, Portraits of Childfree Wealth. You can download a free copy here. Gustavo is 27, single, and living with his parents. He has a Master’s degree in architecture, but for now, he is […]
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Incentive Stock Options: The Basics
By Childfree Wealth | Sep 26, 2022
More and more employers are attracting top talent by offering various forms of equity compensation. Incentive Stock Options (ISOs) are a popular choice usually offered by pre-IPO companies and are among the more complex ways to own stock. ISOs have huge potential benefits but, due to their complexity, also require a strategy to realize the […]
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From DINK to SINK: Updating Your Financial Plan Now That You’re Single
By Childfree Wealth | Sep 26, 2022
Divorce or separation from a partner are the most stress inducing life events a person can experience outside of the death of a spouse. The stress created by separation is no less for Dual Income, No Kids (DINK) couples. If you’re just beginning the shift to a Single Income, No Kids (SINK) lifestyle, it may be challenging […]
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Josie – A Childfree Portrait of Being Lost
By Jay Zigmont | Sep 20, 2022
Josie 25, Female, Single, California Currently working on a Bachelor’s Degree Customer Service This portrait is one of 26 real life stories presented in the book, Portraits of Childfree Wealth. You can download a free copy here. Josie started her discussion with me, describing how she ran away from home at 17 to escape an abusive household. […]
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