RESOURCES
Useful Articlesand Resources
Childfree Retirement
By Childfree Wealth | Jan 26, 2023
In my 10+ years of being a financial planner, the most exciting aspect of this job is helping people do something they never thought they could do. This is particularly rewarding when working with Childfree people and they have the realization that all the “traditional rules” of life are thrown out when you don’t have […]
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How Much Do I Need to Retire?
By Childfree Wealth | Jan 25, 2023
“How much do I need to retire?” may be one of the most commonly asked questions among those turning their eyes toward retirement. I vividly remember the ING campaign from 2008 that catered to this common question with the “What’s your number?” advertisements that suggested something as complex as retirement planning could be summed up […]
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Should I Rollover my 401K?
By Childfree Wealth | Jan 24, 2023
I remember what I thought was a very clever, tongue-in-cheek statement on the wall of a restaurant. This seafood restaurant, in mural-sized font, had “Free Crab Legs Tomorrow” painted in the style of a fresco. I find that same statement to ring true for people who have just left a job and now have some […]
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Third Meeting with a CFP® – Goal Setting and Budgeting
By Jay Zigmont | Jan 23, 2023
Anna (from We’re Not Kidding) and her husband, Grant agreed to have their financial planning process recorded and shared. Get a rare look behind the scenes of what it is like to work with a CFP® professional. This is the third session we held, the first one is here, and the second one here. In this session, we […]
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What is Inflation and How Does It Work?
By Childfree Wealth | Jan 23, 2023
If you’re here for the easy answer then inflation is the increase in price over time for the same item. Keep reading if you want a glimpse inside the more complex workings of inflation. Background Information Ah, inflation. The thief in the night that slowly drains the purchasing power of your money. It’s an overlooked threat […]
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What is a Recession and What Do I Need to Do About It?
By Childfree Wealth | Jan 23, 2023
You’ve probably heard the term “recession” thrown around quite a bit when politicians, businesspeople, or other prominent figured talk about the economy. It’s an amoebic term that doesn’t have an easily measurable definition, but many people know it to mean the economy isn’t healthy. Most people familiar with recessions consider two consecutive quarters of reduced […]
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Opportunity Costs and Die With Zero
By Childfree Wealth | Jan 4, 2023
I was somewhere between Washington DC and Seattle when the concept of opportunity costs smacked me in the face (versus the more subtle way it typically appears in my life on a daily basis – sneaking into my decision-making on a just-barely-conscious level). I was sitting in an aisle seat of a Boeing jet, headed […]
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Year-end look back – start next year on the right foot.
By Jay Zigmont | Dec 23, 2022
At the end of each year, we need to look back and forward. We need to look back to understand what worked and what didn’t, while we need to look forward to understand what we can do differently for next year. The goal isn’t to beat ourselves up for the past year but to understand […]
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A portrait of Childfree Freedom – Amelia and Matt
By Jay Zigmont | Nov 15, 2022
Amelia 29, Female, Married, Colorado Bachelor’s in Sustainable Business Sustainability Manager Matt 33, Male, Married, Colorado Automation Design This portrait is one of 26 real life stories presented in the book, Portraits of Childfree Wealth. You can download a free copy here. Amelia and Matt have been married for nine years and are living their best lives […]
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4 Things Every 20-Something Should Know About Money
By Childfree Wealth | Nov 14, 2022
Developing good money habits in your early adult years can help you position yourself for financial stability and better grow your wealth over time. The sad truth is that many young adults in their 20’s are unaware of how to best manage their money and will often regret the monetary decisions they made in their […]
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