RESOURCES
Useful Articlesand Resources
Retiring Before 59? Here’s How You Can Access Your Money Without the Penalties
By Jay Zigmont | Apr 23, 2024
If you’re planning to retire before 59 and a half, accessing your retirement funds can get tricky. Normally, you can tap into your retirement savings without penalties once you hit that age, but what happens if you want to retire earlier than that?
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How Do I Care for a Disabled Family Member?
By Jay Zigmont | Mar 26, 2024
Caring for a disabled family member is a responsibility that can feel overwhelming, especially when you're also managing your own life, career, and future. Here’s how to navigate this situation effectively.
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Why would I want a geriatric care manager?
By Jay Zigmont | Mar 19, 2024
No one likes to think about getting older (or your loved ones getting older and requiring specialized care), but it happens to most of us. When you’re planning for your old age (or that of someone else, such as a parent or grandparent), you may want to pay for the services of a very special […]
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How Do I Plan for Long-Term Care?
By Jay Zigmont | Mar 12, 2024
Long-term care, like assisted living or a nursing home, is an inevitable part of aging. The costs can be steep, but with early planning, you can make sure you have the support you need when the time comes.
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Do I Need to Buy a House?
By Jay Zigmont | Mar 5, 2024
“You have to buy a house! Owning a home is the key to wealth!” You’ve probably heard these sentiments before, likely from someone who is old enough to remember when anyone could buy a home for their family, usually on just one income, with a blue-collar job and a handful of kids. And often, this […]
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How Do I Plan for Big Purchases?
By Jay Zigmont | Feb 27, 2024
There’s just no getting around the fact that life is expensive. And unfortunately, some of the purchases that can truly make our lives better can be some of the most expensive ones out there. The good news is that if you can turn your big purchase dream into a savings goal, you’ll be more likely […]
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The Power of Sinking Funds: How to Save for Big Expenses Without the Stress
By Jay Zigmont | Feb 20, 2024
A sinking fund is a savings strategy designed to help you set aside money for specific, planned expenses that aren’t part of your regular monthly budget. It’s a simple way to prepare for big, predictable costs—without the stress. Want to learn more about it? We break it down for you here.
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What Is an Emergency Fund?
By Jay Zigmont | Feb 13, 2024
A financial rainy day is an unexpected expense you didn't budget for, and the way you meet those surprise bills is with an emergency fund. Let’s take a look at the finer points of emergency funds.
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How Do I Budget With a Variable Income?
By Jay Zigmont | Feb 6, 2024
If you’ve ever dreamed about breaking away from that fluorescent-lit, cubicle-filled office space, and becoming your own boss, you’re not alone. But one of the potential pitfalls of starting your own business, becoming a freelancer, or even just working on commission (like real estate agents and some salespeople do) is variable income. When you’ve got a […]
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Budget Tips & Tricks
By Jay Zigmont | Jan 30, 2024
While the thought of sitting down to create a budget may be overwhelming, the hardest part of that process may be pulling all your financial skeletons out of the closet and holding them up to the light. Your budget will organize your incoming and outgoing money for you, showing you where you might be overspending […]
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