RESOURCES
Useful Articlesand Resources
How Does Health Insurance Work?
By Jay Zigmont | Sep 5, 2023
Health insurance in the U.S. comes with a lot of terms and despite all the money we spend on it, it doesn’t work particularly well. But since this is the system we’ve all got to navigate, let’s go through some concepts you’ll encounter in the course of getting (and staying) insured. Health Insurance 101 It’s […]
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What Is the Money Management System?
By Jay Zigmont | Aug 29, 2023
If you’re new to budgeting and haven’t yet found a way that works for you, you could give the Money Management System a try. This technique is based on time management and learning how to prioritize tasks. Except, when you use it for budgeting, you’ll be using it to organize your spending and plan accordingly. […]
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How do I know what to invest in?
By Jay Zigmont | Aug 21, 2023
By now, you likely know that investing is how you can grow your money to meet your financial goals, and if you haven’t started already, now is the time. But how do you decide where to put your money? Let’s take a look at how to choose what you’re investing in, and make sure your […]
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Unlocking Financial Freedom: A Beginner’s Guide to Saving and Investing
By Jay Zigmont | Aug 15, 2023
Saving and investing your money are two major parts of personal finance 101, and it’s natural to wonder how to approach them. Let’s take a look at planning for the future, picking the right accounts, and whether you should tackle your debt before working towards other financial goals. What are your goals? While you likely […]
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Sixth Meeting with a CFP® – Business Planning
By Jay Zigmont | Jun 8, 2023
Anna (from We’re Not Kidding) and her husband, Grant, agreed to have their financial planning process recorded and shared. Get a rare look behind the scenes of what it is like to work with a CFP® professional. This is the sixth session. Here is the first session, second session, third session, fourth session, & fifth session. In this session, we walk through business planning. Anna […]
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How Do Taxes Work If I Sell My House?
By Jay Zigmont | Jun 5, 2023
If you own a home and then sell it, you may owe taxes on the sale if the home has appreciated in value. There are some exceptions to this, however, and a lot depends on how long you’ve been in the home and how you’re using it. Here’s an overview of capital gains taxes on […]
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Fifth Meeting with a CFP® – Insurance and Budget Check In
By Jay Zigmont | Jun 2, 2023
Anna (from We’re Not Kidding) and her husband, Grant agreed to have their financial planning process recorded and shared. Get a rare look behind the scenes of what it is like to work with a CFP® professional. This is the fifth session we held. Here is the first one, the second one, the third one, & the fourth one. In this session, we […]
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What Are Property Taxes?
By Jay Zigmont | May 30, 2023
Property taxes boil down to paying somebody for the honor of living somewhere. And as property taxes fund local services like libraries and firefighting, they are worth paying. A major debate in the Childfree community is over whether it’s fair for people without children to pay for schools that they won’t use, but everyone pays […]
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How Does My State Impact My Taxes?
By Jay Zigmont | May 23, 2023
As we’ve already discussed, Childfree Americans pay a lot of different taxes, and this includes those charged not just at the federal level, but also at the state and local level. So there’s really no escaping taxes in some form or another, even if you move to one that does not charge state income taxes (there […]
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How Do Capital Gains Work?
By Jay Zigmont | May 17, 2023
As we’ve already covered, Americans have to pay a lot of different types of taxes. This includes capital gains taxes, which are owed on something you’ve bought and then sold later at a profit. This includes anything you’ve invested in, like a home purchase or stocks that have gained in value. How do capital gains taxes […]
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