RESOURCES
Useful Articlesand Resources
Do I Need a CPA or Tax Preparer?
By Jay Zigmont | Nov 14, 2023
Taxes should be an ongoing consideration, but depending on your employment situation and financial circumstances, you may only worry about them once per year. While you may be able to handle filing your own tax return, there are definitely situations where hiring a professional can work to your advantage, saving you money, time, and a […]
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What is the difference between tax planning & tax filing?
By Jay Zigmont | Nov 7, 2023
You have to file a tax return every year, but taxes are something you should be thinking about in the context of not just next year, but for many years down the road. Why? Your tax obligations can impact your financial situation both short and long term. Let’s take a look at the difference between […]
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What is a High Yield Savings Account?
By Jay Zigmont | Oct 31, 2023
A savings account is an extremely common type of bank account, and it’s a great place to keep cash you need easy access to (such as your emergency fund). You can add or withdraw money from a savings account any time, which isn’t the case for every type of bank account. But you have options […]
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I Have Stock Options, What Should I Do?
By Jay Zigmont | Oct 24, 2023
If you get a new job, you may be offered stock options when you are hired. But what are employee stock options, and what impact will they have on your finances? What are employee stock options (ESOs)? Employee stock options (or ESOs) can be offered as a part of compensation when you get a new […]
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What Employee Benefits Should I Take?
By Jay Zigmont | Oct 18, 2023
New jobs come with all sorts of perks that you can opt into (and pay for, in many cases – but your employer often subsidizes a large part of the cost). For benefits like insurance, you can generally sign up when you start your job, and your coverage will begin after a waiting period, sometimes […]
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How Does Property & Casualty Insurance Work?
By Jay Zigmont | Oct 10, 2023
Two common types of insurance coverage are property and casualty. If you own (or rent) a home and a car, you’ve got these types of insurance. Here’s more information about how they work and what to know when buying coverage. Auto Insurance Auto insurance is legally required in nearly all states, and since the cost […]
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Do I Need Disability Insurance?
By Jay Zigmont | Oct 3, 2023
If you’re Childfree, it’s unlikely that you’ll need life insurance, but that doesn’t mean you’re off the hook when it comes to insurance beyond your health, your home, and your car. In fact, disability insurance is of special concern for Childfree people. Here’s how disability insurance works and the circumstances under which you might need a […]
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Do I Need Life Insurance?
By Jay Zigmont | Sep 26, 2023
It’s perhaps one of the most basic personal finance questions out there: Do you need life insurance? If you’re Childfree, the answer may surprise you. Let’s take a look at how life insurance works and see why it’s generally unnecessary for Childfree people. What is life insurance for? At its most basic function, life insurance […]
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What is an FSA or HSA?
By Jay Zigmont | Sep 19, 2023
Depending on the type of health insurance plan you opt for, you might have access to an FSA or HSA. These terms sound similar but they don’t mean the same thing. What are they, and are they worth signing up for? Let’s find out. What’s an FSA? FSA stands for “flexible spending account,” but as […]
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How Do I Pick a Health Insurance?
By Jay Zigmont | Sep 12, 2023
Depending on your employment situation and marital status, you may have different options for health insurance coverage. Let’s take a look at what to consider when choosing a health insurance plan. Enrolling in Coverage You are not allowed to just change your health insurance plan on a whim. Generally, you get an open enrollment period once per […]
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