RESOURCES
Useful Articlesand Resources
How do I care for a disabled family member?
By Jay Zigmont | Mar 26, 2024
It’s a sad fact of life that you may find yourself stepping into the role of caregiver for a disabled family member. There’s a lot of plates to keep spinning if you’re in this situation, so here’s a few ideas to help you manage your responsibilities. Set Boundaries Unfortunately, sometimes your status as a Childfree […]
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Why would I want a geriatric care manager?
By Jay Zigmont | Mar 19, 2024
No one likes to think about getting older (or your loved ones getting older and requiring specialized care), but it happens to most of us. When you’re planning for your old age (or that of someone else, such as a parent or grandparent), you may want to pay for the services of a very special […]
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How do I plan for long term care?
By Jay Zigmont | Mar 12, 2024
No one likes to think about needing to go into long-term care, like assisted living or a nursing home, but that ends up being the reality for a lot of people. If you’re Childfree, you’ll have to navigate this for yourself. While it’s true that even people with children often end up in nursing homes, […]
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Do I Need to Buy a House?
By Jay Zigmont | Mar 5, 2024
“You have to buy a house! Owning a home is the key to wealth!” You’ve probably heard these sentiments before, likely from someone who is old enough to remember when anyone could buy a home for their family, usually on just one income, with a blue-collar job and a handful of kids. And often, this […]
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How Do I Plan for Big Purchases?
By Jay Zigmont | Feb 27, 2024
There’s just no getting around the fact that life is expensive. And unfortunately, some of the purchases that can truly make our lives better can be some of the most expensive ones out there. The good news is that if you can turn your big purchase dream into a savings goal, you’ll be more likely […]
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What is a Sinking Fund?
By Jay Zigmont | Feb 20, 2024
“Sinking fund” is a term you may not have heard before, but it’s a good way to include predictable expenses in your budget. If you know that you’ll need to make a large purchase or pay a big bill sometime in the future, you can put aside money leading up to it, so when it’s […]
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What Is an Emergency Fund?
By Jay Zigmont | Feb 13, 2024
There’s always a rainy day just around the corner, and this goes for your finances as well as the weather. A financial rainy day is an unexpected expense that you didn’t budget for, because there was no way to anticipate it. It could be a leaky roof, a flat tire, or a trip to an […]
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How Do I Budget With a Variable Income?
By Jay Zigmont | Feb 6, 2024
If you’ve ever dreamed about breaking away from that fluorescent-lit, cubicle-filled office space, and becoming your own boss, you’re not alone. But one of the potential pitfalls of starting your own business, becoming a freelancer, or even just working on commission (like real estate agents and some salespeople do) is variable income. When you’ve got a […]
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Budget Tips & Tricks
By Jay Zigmont | Jan 30, 2024
While the thought of sitting down to create a budget may be overwhelming, the hardest part of that process may be pulling all your financial skeletons out of the closet and holding them up to the light. Your budget will organize your incoming and outgoing money for you, showing you where you might be overspending […]
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How Do I Stick to My Budget?
By Jay Zigmont | Jan 23, 2024
So you’ve sat down with your significant other (or on your own, if your finances are solo) and created your budget, using a spreadsheet or an app. Now the trick becomes sticking to it, and making adjustments as needed as you learn where your money goes every month. A lot of people assume that since […]
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