RESOURCES
Useful Articlesand Resources
How does your financial planning change if you are single, in a couple, or in a group?
By Jay Zigmont | Aug 28, 2022
By nature, Childfree individuals seem to be more flexible in their family structure. In Childless individuals over 55, 32.1% were never married (as opposed to 2.6% for parents). Childfree individuals are more likely to stay single, be in a long-term relationship (without being married), and to be in a group than the general population. Your choice […]
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Am I spending too much or saving too much?
By Jay Zigmont | Aug 28, 2022
The internet is full of general rules and numbers that say you are either doing ‘good’ or ‘bad’ with your finances. In reality, the only measure of success that matters is if you are on the path to your goals or not. With that said, I often find that clients fall into one of two […]
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Investing 101
By Jay Zigmont | Aug 28, 2022
Investing is not hard, but it is important. The key is to follow the rule that “You only invest in things you understand.” The rule applies no matter how much experience you have in investing. Understanding an investment includes: Why you are buying it (the impact on your financial plan) Where to buy it (which […]
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Alison – A Portrait of Freedom
By Jay Zigmont | Aug 28, 2022
This Portrait of Childfree Freedom is one of 26 in our new book, “Portraits of Childfree Wealth.” The book is currently available on Amazon, Barnes & Noble, Google Play, Kobo, and everywhere books are sold. Alison 22, Female, Single, Missouri Bachelor’s in Creative Writing Semi Truck Driver Alison was on the road in Illinois headed to Texas when I spoke […]
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5 questions to ask yourself before buying a house
By Jay Zigmont | Aug 28, 2022
The classic advice is that the way to wealth is built around home ownership. This advice is part of the standard script of what is expected. What about if you are living a Childfree lifestyle? Childfree people have more time, money, and flexibility to do what they want. The bottom line is that for us, home […]
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Get your paperwork right, now! – Wills, Beneficiaries, Living Wills, POAs and more
By Jay Zigmont | Aug 28, 2022
Many people say they are too young to think about a will and other paperwork. In our current political climate, it is more important than ever to make sure you have all of your documents in top shape. In particular, if you are Childfree, single, a couple who is not married, an LGBTQIA+ married couple, or in […]
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Ryan A – A Portrait of Freedom and No Regrets
By Jay Zigmont | Aug 28, 2022
There are many ways to achieve financial independence, but then what? Ryan and his wife are living the FILE life and have no regrets. This story is one of 26 portraits in my book “Portraits of Childfree Wealth”. Ryan shares about how retirement did not really fit, how he adjusted his life, and what happens when your spouse changes […]
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The Sabbatical – A tool to recenter and find yourself.
By Jay Zigmont | Aug 28, 2022
The bonus of being Childfree is that may have the time, money, and freedom to do what we want to do. The challenge is in knowing what we want to do. We may have too many options and may get stuck in analysis paralysis. Taking a sabbatical, a 3-6 month break from work, may be just the […]
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Choosing the FILE Lifestyle – Financial Independence, Live Early
By Jay Zigmont | Aug 28, 2022
If the days of working 25 years to ‘get the watch’ and retire are gone, why are we still setting retirement as our goal? Living a life of Childfree Wealth means you have the time, money, and freedom to do what you want. Do you want to work for most of your life to retire? […]
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Lorna – A Childfree Portrait of Accidental FIRE
By Jay Zigmont | Aug 28, 2022
This story is one of 26 portraits in my book “Portraits of Childfree Wealth”. Lorna 52 years old, Female, Widowed, Massachusetts Master’s in Computer Science Retired Lorna came to the U.S. from Scotland approximately 25 years ago. She has gone from growing up in the lower working class to retiring last year at age 51. She […]
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