When you don’t have kids, navigating personal finance can feel a bit like trying to follow directions for a place you’re not planning to visit. Most financial advice assumes you have or will someday have children, and those guides often don’t align with the unique needs and goals of those without kids.
That’s where Childfree Wealth® comes in. It’s a financial planning service tailored for people who don’t have children and aren’t planning to. Whether you’re proudly Childfree by choice or permanently childless due to circumstances, Childfree Wealth is here to help you figure out your finances in a way that works for you.
What Is Childfree Wealth®?
Childfree Wealth® is an SEC-registered investment advisory firm that provides investment advice as a fee-only fiduciary. Here’s what that means for you:
- Fee-Only: You pay for the advice and services you need without worrying about being upsold on products.
- Fiduciary Responsibility: They’re legally required to prioritize your best financial interests above all else.
The team at Childfree Wealth® includes experts in financial planning—many of whom are CERTIFIED FINANCIAL PLANNER™ professionals—and they specialize in understanding the financial landscape of those without kids. This is advice tailored to your needs, not a one-size-fits-all approach.
How Does It Work?
Childfree Wealth® offers flexible options to suit your learning style and support needs:
- Self-Directed Plan (Academy Program): Prefer to take the reins on your financial journey? This program provides access to over 100 videos, assessments, and step-by-step guides, giving you the tools to tackle your finances independently.
- The Checkup: Need a quick yet thorough financial review? This one-time session includes a diagnostic look at your investments, estate planning, and other key financial areas. Following a one-hour meeting, you’ll receive a detailed report with actionable insights tailored to your situation.
- Hourly: Looking to dive deep into a specific area of your finances? With this flexible option, you can choose a focus—whether it’s investments, budgeting, retirement, or another topic—and work with an expert to address your unique needs in detail.
- Concierge Service (Core Program): For those seeking personalized, ongoing support, this program pairs you with a CFP® professional for one-on-one guidance. Together, you’ll develop a comprehensive financial plan tailored to your goals and lifestyle.
At Childfree Wealth®, it’s all about meeting you where you are and giving you the support you need, your way.
Who’s Behind Childfree Wealth®?
Dr. Jay Zigmont is the founder of Childfree Wealth®, a Ph.D. in adult learning, and a Certified Financial Planner™. He and his wife live in Tennessee and are proudly Childfree. Dr. Jay’s passion for helping others embrace financial independence shines through in everything Childfree Wealth® offers.
You’ll also meet Katy Seppi, the content marketing manager, who brings curiosity and insight to the table by asking the questions you’ve always wanted answered about Childfree financial planning. CFP® professional Corrinne McKenna also shares her expertise in many of the video lessons.
Is Childfree Wealth® Only for Childfree People?
While Childfree Wealth® is specifically designed for those without children, it’s open to anyone whose financial planning doesn’t involve kids. Here’s how they break it down:
- Childfree: You’ve made the conscious decision not to have children.
- Permanently Childless: You don’t have kids due to personal circumstances and don’t plan to.
If your financial goals are focused on you (and maybe a partner) without the added consideration of raising children, this is a great fit. However, if your plans involve kids—whether you have them now or plan to in the future—Childfree Wealth® isn’t designed for your needs.
So, if you’re ready to rethink your financial journey and want advice that truly aligns with your lifestyle, Childfree Wealth® is here to help.