RESOURCES

Retiring Before 59? Here’s How You Can Access Your Money Without the Penalties

By Jay Zigmont | Apr 23, 2024

If you’re planning to retire before 59 and a half, accessing your retirement funds can get tricky. Normally, you can tap into your retirement savings without penalties once you hit that age, but what happens if you want to retire earlier than that?

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How Do I Plan for Long-Term Care?

By Jay Zigmont | Mar 12, 2024

Long-term care, like assisted living or a nursing home, is an inevitable part of aging. The costs can be steep, but with early planning, you can make sure you have the support you need when the time comes.

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Who will take care of me?

By Jay Zigmont | Dec 12, 2023

If you’re Childfree, chances are good you’ve heard someone say, “But who will take care of you when you’re old?” Leaving out the wrong assumption that anyone’s children will either provide them with elder care or pay someone else to do it, it’s valid to wonder about your golden years and how you’ll handle them. […]

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What Employee Benefits Should I Take?

By Jay Zigmont | Oct 18, 2023

New jobs come with all sorts of perks that you can opt into (and pay for, in many cases – but your employer often subsidizes a large part of the cost). For benefits like insurance, you can generally sign up when you start your job, and your coverage will begin after a waiting period, sometimes […]

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Should I Set Up a Roth IRA?

By Childfree Wealth® team | Feb 1, 2023

A Roth IRA is a type of investment account that you don’t ever pay taxes on once you’ve put money into it. As with anything, there are exceptions to the rule, but the Roth IRA can be an extremely powerful tool when it comes to your finances. You might be thinking that if it is such a […]

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Childfree Retirement

By Childfree Wealth® team | Jan 26, 2023

In my 10+ years of being a financial planner, the most exciting aspect of this job is helping people do something they never thought they could do. This is particularly rewarding when working with Childfree people and they have the realization that all the “traditional rules” of life are thrown out when you don’t have […]

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How Much Do I Need to Retire?

By Childfree Wealth® team | Jan 25, 2023

“How much do I need to retire?” may be one of the most commonly asked questions among those turning their eyes toward retirement. I vividly remember the ING campaign from 2008 that catered to this common question with the “What’s your number?” advertisements that suggested something as complex as retirement planning could be summed up […]

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Should I Rollover my 401K?

By Childfree Wealth® team | Jan 24, 2023

I remember what I thought was a very clever, tongue-in-cheek statement on the wall of a restaurant. This seafood restaurant, in mural-sized font, had “Free Crab Legs Tomorrow” painted in the style of a fresco. I find that same statement to ring true for people who have just left a job and now have some […]

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