RESOURCES
Useful Articlesand Resources
What does FILE mean?
By Jay Zigmont | May 20, 2024
When you think about retirement, you likely imagine it in a more traditional sense. You’re likely older than you are now, and you stop working altogether and live off your savings, investments, and Social Security. But what if traditional retirement doesn’t hold much interest for you? There’s an option for you. Let’s take a look […]
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What does FIRE mean?
By Jay Zigmont | May 16, 2024
Spend any time in the personal finance space and you might hear the term FIRE to describe a way of life that some people are pursuing. What is FIRE, and is it something you should pursue? Let’s take a look. What is FIRE? FIRE stands for “Financial Independence, Retire Early.” It’s a lifestyle that involves […]
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I’m retiring before 59 1/2. How do I access my money?
By Jay Zigmont | Apr 23, 2024
Early retirement is a goal for many people, but you’ll have to figure out how to cover your costs if you’re no longer actively working to earn money. This is where retirement investment accounts come in, right? Well, if you’re older than 59 and a half, sure. But if you’re younger than that, you’ll be […]
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Who will take care of me?
By Jay Zigmont | Dec 12, 2023
If you’re Childfree, chances are good you’ve heard someone say, “But who will take care of you when you’re old?” Leaving out the wrong assumption that anyone’s children will either provide them with elder care or pay someone else to do it, it’s valid to wonder about your golden years and how you’ll handle them. […]
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What Employee Benefits Should I Take?
By Jay Zigmont | Oct 18, 2023
New jobs come with all sorts of perks that you can opt into (and pay for, in many cases – but your employer often subsidizes a large part of the cost). For benefits like insurance, you can generally sign up when you start your job, and your coverage will begin after a waiting period, sometimes […]
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Should I Set Up a Roth IRA?
By Childfree Wealth | Feb 1, 2023
A Roth IRA is a type of investment account that you don’t ever pay taxes on once you’ve put money into it. As with anything, there are exceptions to the rule, but the Roth IRA can be an extremely powerful tool when it comes to your finances. You might be thinking that if it is such a […]
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Childfree Retirement
By Childfree Wealth | Jan 26, 2023
In my 10+ years of being a financial planner, the most exciting aspect of this job is helping people do something they never thought they could do. This is particularly rewarding when working with Childfree people and they have the realization that all the “traditional rules” of life are thrown out when you don’t have […]
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How Much Do I Need to Retire?
By Childfree Wealth | Jan 25, 2023
“How much do I need to retire?” may be one of the most commonly asked questions among those turning their eyes toward retirement. I vividly remember the ING campaign from 2008 that catered to this common question with the “What’s your number?” advertisements that suggested something as complex as retirement planning could be summed up […]
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Should I Rollover my 401K?
By Childfree Wealth | Jan 24, 2023
I remember what I thought was a very clever, tongue-in-cheek statement on the wall of a restaurant. This seafood restaurant, in mural-sized font, had “Free Crab Legs Tomorrow” painted in the style of a fresco. I find that same statement to ring true for people who have just left a job and now have some […]
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