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Politics and Finance

By Jay Zigmont | Nov 6, 2024

Politics and Finance As we all wake up and digest the election results, we should all take the time to breathe. Many of us will be impacted by the results (positively or negatively), but we have a bit of time to plan before we will see any real changes. Before the election, my wife and […]

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What does FILE mean?

By Jay Zigmont | May 20, 2024

When you think about retirement, you likely imagine it in a more traditional sense. You’re likely older than you are now, and you stop working altogether and live off your savings, investments, and Social Security. But what if traditional retirement doesn’t hold much interest for you? There’s an option for you. Let’s take a look […]

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What does FIRE mean?

By Jay Zigmont | May 16, 2024

Spend any time in the personal finance space and you might hear the term FIRE to describe a way of life that some people are pursuing. What is FIRE, and is it something you should pursue? Let’s take a look. What is FIRE? FIRE stands for “Financial Independence, Retire Early.” It’s a lifestyle that involves […]

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How Do I Plan for Big Purchases?

By Jay Zigmont | Feb 27, 2024

There’s just no getting around the fact that life is expensive. And unfortunately, some of the purchases that can truly make our lives better can be some of the most expensive ones out there. The good news is that if you can turn your big purchase dream into a savings goal, you’ll be more likely […]

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What Is a Budget?

By Jay Zigmont | Jan 16, 2024

For many people, the word “budget” has some negative connotations. It’s very easy to think of your budget as the tool that tells you what you can’t spend, but the truth is that a budget tells you what you can spend, too. A budget simply gives your money a job, and without one, money comes […]

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How Do I Improve My Money Behaviors?

By Jay Zigmont | Jan 9, 2024

In order to learn how to manage your money effectively, you have to learn to manage your money behaviors. And everyone has at least one problem money behavior, so if your problem is with, say, ordering from Amazon on a whim, you’re not alone. Your money behaviors are formed in childhood and based on the […]

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How do I set goals for my finances?

By Jay Zigmont | Jan 2, 2024

It isn’t enough to just earn money and pay your regular bills. It’s also important to have larger financial goals to work towards. This is especially crucial if you want to lead a meaningful life as a Childfree or permanently childless person. Here’s a few considerations – and important questions – to ponder as you […]

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What Does It Mean to Leave a Legacy?

By Jay Zigmont | Nov 20, 2023

Many people want their time on Earth to have meant something – to leave a legacy. If you’ve been wondering what mark you’ll leave on the world, this article is for you. Here’s what to consider when deciding what your legacy should be, and how to ensure your finances make it possible. A legacy often […]

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Year-end look back – start next year on the right foot.

By Jay Zigmont | Dec 23, 2022

At the end of each year, we need to look back and forward.  We need to look back to understand what worked and what didn’t, while we need to look forward to understand what we can do differently for next year.  The goal isn’t to beat ourselves up for the past year but to understand […]

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A portrait of Childfree Freedom – Amelia and Matt

By Jay Zigmont | Nov 15, 2022

Amelia 29, Female, Married, Colorado Bachelor’s in Sustainable Business Sustainability Manager Matt 33, Male, Married, Colorado Automation Design This portrait is one of 26 real life stories presented in the book, Portraits of Childfree Wealth. You can download a free copy here. Amelia and Matt have been married for nine years and are living their best lives […]

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