RESOURCES
Useful Articlesand Resources
I Want to Go Back to School: What to Consider Before You Commit
By Jay Zigmont | Sep 19, 2025
Thinking about going back to school? This article helps you make an informed decision by exploring alternative education options, free resources, and how to determine if a degree is truly necessary for your career goals.
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FILE: Financial Independence, Live Early – A New Approach to Retirement for the Childfree
By Jay Zigmont | May 20, 2024
FILE stands for "Financial Independence, Live Early," and it’s a twist on the popular FIRE (Financial Independence, Retire Early) movement. Instead of quitting work altogether at a young age, FILErs achieve financial independence and use their newfound freedom to live life on their own terms.
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FIRE: Financial Independence, Retire Early – Is It the Right Path for You?
By Jay Zigmont | May 16, 2024
FIRE is a lifestyle movement that focuses on achieving financial independence as quickly as possible, so you can retire earlier than the traditional retirement age. The goal is to save aggressively and live frugally, which allows you to retire much earlier than most people.
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How Do I Plan for Big Purchases?
By Jay Zigmont | Feb 27, 2024
There’s just no getting around the fact that life is expensive. And unfortunately, some of the purchases that can truly make our lives better can be some of the most expensive ones out there. The good news is that if you can turn your big purchase dream into a savings goal, you’ll be more likely […]
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What Is a Budget?
By Jay Zigmont | Jan 16, 2024
For many people, the word “budget” has some negative connotations. It’s very easy to think of your budget as the tool that tells you what you can’t spend, but the truth is that a budget tells you what you can spend, too. A budget simply gives your money a job, and without one, money comes […]
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How Do I Improve My Money Behaviors?
By Jay Zigmont | Jan 9, 2024
In order to learn how to manage your money effectively, you have to learn to manage your money behaviors. And everyone has at least one problem money behavior, so if your problem is with, say, ordering from Amazon on a whim, you’re not alone. Your money behaviors are formed in childhood and based on the […]
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How do I set goals for my finances?
By Jay Zigmont | Jan 2, 2024
It isn’t enough to just earn money and pay your regular bills. It’s also important to have larger financial goals to work towards. This is especially crucial if you want to lead a meaningful life as a Childfree or permanently childless person. Here’s a few considerations – and important questions – to ponder as you […]
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What Does It Mean to Leave a Legacy?
By Jay Zigmont | Nov 20, 2023
Many people want their time on Earth to have meant something – to leave a legacy. If you’ve been wondering what mark you’ll leave on the world, this article is for you. Here’s what to consider when deciding what your legacy should be, and how to ensure your finances make it possible. A legacy often […]
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Year-end look back – start next year on the right foot.
By Jay Zigmont | Dec 23, 2022
At the end of each year, we need to look back and forward. We need to look back to understand what worked and what didn’t, while we need to look forward to understand what we can do differently for next year. The goal isn’t to beat ourselves up for the past year but to understand […]
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A portrait of Childfree Freedom – Amelia and Matt
By Jay Zigmont | Nov 15, 2022
Amelia 29, Female, Married, Colorado Bachelor’s in Sustainable Business Sustainability Manager Matt 33, Male, Married, Colorado Automation Design This portrait is one of 26 real life stories presented in the book, Portraits of Childfree Wealth. You can download a free copy here. Amelia and Matt have been married for nine years and are living their best lives […]
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