RESOURCES
Useful Articlesand Resources
Negotiating Salaries: Combating Imposter Syndrome, Resisting Negative Self-Talk and Communicating Your Value
By Childfree Wealth® team | Nov 10, 2022
My very first job was at a mom and pop video store (I think most of us can remember those, right? In the days before streaming when we would have to drive to a store to get a movie that we could watch at home?). I was paid $5.00 an hour and my fringe benefits […]
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What is a Backdoor Roth Conversion?
By Childfree Wealth® team | Nov 7, 2022
Most terms in the world of personal finance muddy the waters far more than they provide clarification. One of these terms is the Backdoor Roth Conversion which is often confused with the simpler Roth Conversion. Both can be useful strategies depending on your situation, but backdoor Roth conversions are a little bit more complex due to the potential […]
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4 Common Money Mistakes and Bad Behaviors
By Childfree Wealth® team | Oct 31, 2022
Being financially literate means that you have a good grasp on your finances and have what are considered positive financial habits. Maybe you contribute to your retirement savings accounts regularly, keep an emergency savings fund on hand and work hard to pay down debt because you understand the consequences of accruing interest. On the other hand, there are some common […]
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Should I Combine Finances with My Significant Other?
By Childfree Wealth® team | Oct 17, 2022
One of the steps of furthering a relationship is deciding how to combine finances, if at all. More costs are joint as two people’s lives get closer together, including housing, groceries, phone bills, utilities, and all kinds of other expenses. But these expenses can cause tension in relationships if not handled properly and without a clear understanding […]
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How Finances Are Different for Those Without Children
By Childfree Wealth® team | Oct 3, 2022
Modern society has been built around the idea that each of us is expected to someday be a parent. I legitimately started getting ads for diapers at age 25 (did Google think I still needed them? Fair play, Google), and I don’t have, want, or plan on having children. According to Pew Research, 44% of non-parents […]
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Incentive Stock Options: The Basics
By Childfree Wealth® team | Sep 26, 2022
More and more employers are attracting top talent by offering various forms of equity compensation. Incentive Stock Options (ISOs) are a popular choice usually offered by pre-IPO companies and are among the more complex ways to own stock. ISOs have huge potential benefits but, due to their complexity, also require a strategy to realize the […]
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From DINK to SINK: Updating Your Financial Plan Now That You’re Single
By Childfree Wealth® team | Sep 26, 2022
Divorce or separation from a partner are the most stress inducing life events a person can experience outside of the death of a spouse. The stress created by separation is no less for Dual Income, No Kids (DINK) couples. If you’re just beginning the shift to a Single Income, No Kids (SINK) lifestyle, it may be challenging […]
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Make Your Charitable Giving More Intentional
By Childfree Wealth® team | Sep 19, 2022
Giving to charity is something many of us feel like we could (and should) do more of. It’s often at the end of the year when there is a big push for giving that prompts us to obligatorily write a check. We’re so busy with holiday plans that we haphazardly give money (which still helps!), […]
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Why I Became a Financial Planner
By Jay Zigmont | Aug 28, 2022
My path to becoming a CERTIFIED FINANCIAL PLANNER™ may be different than most. I was raised in a family that could barely make ends meet (we were broke). I have made more mistakes with money than most. My background isn’t in finance, it is in Adult Learning and Public Safety. I’m not a ‘finance bro’. […]
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7 Ways Childfree Financial Planning is Different
By Jay Zigmont | Aug 28, 2022
If you are a Childfree or permanently childless individual or family, your financial planning has a different foundation than most. For those not familiar, Childfree means you do not have children and are not planning on having children. Some people are Childfree by choice, others may be Childless Not By Choice, but what matters most is […]
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