RESOURCES
Useful Articlesand Resources
Debt is stealing from your future.
By Jay Zigmont | Aug 28, 2022
For most Americans, debt has just become part of life. It is almost like we are born with it. At 18 we enter college, sign on for student loans, and there are stands everywhere offering free gifts if we sign up for a credit card. Then we ‘need’ a new car, get a car loan, […]
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The Gardener and the Rose
By Jay Zigmont | Aug 28, 2022
Being a Childfree couple allows you to have different options in life. You get to choose how you want to live your life. The only thing you truly must worry about is yourself and your partner. The problem is that it can be difficult for both you and your partner to achieve your dreams, especially […]
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Creating Successful Small Businesses and Side-Gigs
By Jay Zigmont | Aug 28, 2022
With today’s hustle culture combined with a search for meaning, many people are following their dreams to start a small business. Being Childfree often allows us the time, money, and freedom to stretch and see what is possible. If you decide to start a small business or other side-gig, you need to make a series of […]
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How does your financial planning change if you are single, in a couple, or in a group?
By Jay Zigmont | Aug 28, 2022
By nature, Childfree individuals seem to be more flexible in their family structure. In Childless individuals over 55, 32.1% were never married (as opposed to 2.6% for parents). Childfree individuals are more likely to stay single, be in a long-term relationship (without being married), and to be in a group than the general population. Your choice […]
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Am I spending too much or saving too much?
By Jay Zigmont | Aug 28, 2022
The internet is full of general rules and numbers that say you are either doing ‘good’ or ‘bad’ with your finances. In reality, the only measure of success that matters is if you are on the path to your goals or not. With that said, I often find that clients fall into one of two […]
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Investing 101
By Jay Zigmont | Aug 28, 2022
Investing is not hard, but it is important. The key is to follow the rule that “You only invest in things you understand.” The rule applies no matter how much experience you have in investing. Understanding an investment includes: Why you are buying it (the impact on your financial plan) Where to buy it (which […]
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5 questions to ask yourself before buying a house
By Jay Zigmont | Aug 28, 2022
The classic advice is that the way to wealth is built around home ownership. This advice is part of the standard script of what is expected. What about if you are living a Childfree lifestyle? Childfree people have more time, money, and flexibility to do what they want. The bottom line is that for us, home […]
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Get your paperwork right, now! – Wills, Beneficiaries, Living Wills, POAs and more
By Jay Zigmont | Aug 28, 2022
Many people say they are too young to think about a will and other paperwork. In our current political climate, it is more important than ever to make sure you have all of your documents in top shape. In particular, if you are Childfree, single, a couple who is not married, an LGBTQIA+ married couple, or in […]
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The Sabbatical – A tool to recenter and find yourself.
By Jay Zigmont | Aug 28, 2022
The bonus of being Childfree is that may have the time, money, and freedom to do what we want to do. The challenge is in knowing what we want to do. We may have too many options and may get stuck in analysis paralysis. Taking a sabbatical, a 3-6 month break from work, may be just the […]
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Choosing the FILE Lifestyle – Financial Independence, Live Early
By Jay Zigmont | Aug 28, 2022
If the days of working 25 years to ‘get the watch’ and retire are gone, why are we still setting retirement as our goal? Living a life of Childfree Wealth means you have the time, money, and freedom to do what you want. Do you want to work for most of your life to retire? […]
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