RESOURCES
Useful Articlesand Resources
Politics and Finance
By Jay Zigmont | Nov 6, 2024
Politics and Finance As we all wake up and digest the election results, we should all take the time to breathe. Many of us will be impacted by the results (positively or negatively), but we have a bit of time to plan before we will see any real changes. Before the election, my wife and […]
Read More
Reflecting on 2 years of serving Childfree people
By Jay Zigmont | Dec 29, 2023
When I created Childfree Wealth two years ago, I never could have guessed what it would turn out to be. It started with a simple observation – nearly all financial planning assumed you do, or will, have kids. Having kids is built into the basic assumptions of financial planning. Having kids and focusing on passing […]
Read More
Long Term Care for Childfree Individuals
By Jay Zigmont | Nov 23, 2023
Who is going to take care of you when you get old? – You are. If you are Childfree, chances are that someone has asked you this question. The question itself is loaded, as it implies that they are counting on others to take care of them. As Childfree people, we know we need to […]
Read More
What Does It Mean to Leave a Legacy?
By Jay Zigmont | Nov 20, 2023
Many people want their time on Earth to have meant something – to leave a legacy. If you’ve been wondering what mark you’ll leave on the world, this article is for you. Here’s what to consider when deciding what your legacy should be, and how to ensure your finances make it possible. A legacy often […]
Read More
How Do Taxes Work for Childfree People?
By Jay Zigmont | Apr 30, 2023
Taxes are often a hot topic for the Childfree community. Why is this? It’s common to hear about parents who seem to barely pay taxes at all, by virtue of having children and qualifying for child tax credits, while many Childfree people are already claiming zero on their W-4 form and still owing taxes every […]
Read More
Fourth Meeting with a CFP® – Benefits and Budgeting
By Jay Zigmont | Mar 2, 2023
Anna (from We’re Not Kidding) and her husband, Grant agreed to have their financial planning process recorded and shared. Get a rare look behind the scenes of what it is like to work with a CFP® professional. This is the fourth session we held. Here is the first one, the second one and the third one. In this session, we start by […]
Read More
What is an annuity?
By cfwealth | Feb 27, 2023
Many people worry about retirement planning and how to ensure they don’t outlive their money, and Childfree people are no exception. There are a lot of avenues to retirement, and one you may have heard of is annuities. What is an annuity, and are they appropriate for Childfree people? What is an Annuity? An annuity is a […]
Read More
Do I Need Life Insurance if I Don’t Have Kids?
By Childfree Wealth | Jan 27, 2023
The primary concern that life insurance protects against is leaving loved ones behind with significant burdens like debt or without enough resources to continue their lives. This is especially the case for people who have dependents, but is it as important for people who don’t have kids? Life insurance is most frequently used as a […]
Read More
Childfree Retirement
By Childfree Wealth | Jan 26, 2023
In my 10+ years of being a financial planner, the most exciting aspect of this job is helping people do something they never thought they could do. This is particularly rewarding when working with Childfree people and they have the realization that all the “traditional rules” of life are thrown out when you don’t have […]
Read More
How Much Do I Need to Retire?
By Childfree Wealth | Jan 25, 2023
“How much do I need to retire?” may be one of the most commonly asked questions among those turning their eyes toward retirement. I vividly remember the ING campaign from 2008 that catered to this common question with the “What’s your number?” advertisements that suggested something as complex as retirement planning could be summed up […]
Read More