RESOURCES
Useful Articlesand Resources
How Do I Start a Small Business? (Especially If You’re Childfree)
By Jay Zigmont | Oct 1, 2025
Ready to start a small business? This article guides you on how to begin without risking your financial foundation, from finding the right idea and conducting a financial reality check to handling key logistics and structure.
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How Does Running a Small Business Impact My Finances? (Especially If You’re Childfree)
By Jay Zigmont | Sep 19, 2025
Running a business is a powerful way to build a life on your own terms, but it comes with financial responsibilities, especially for Childfree individuals who are building long-term security without traditional safety nets.
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How Do I Make a Business Plan? (The Childfree Edition)
By Jay Zigmont | Sep 19, 2025
Building a business plan doesn't have to be overwhelming. This article introduces the Business Model Canvas as a simple, one-page tool to help you define your business, identify your customers, and create a clear path to profitability.
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How to Fund Your Business: A Strategy for Childfree Entrepreneurs
By Jay Zigmont | Sep 19, 2025
Ready to launch a business but worried about funding? Learn how to start small and work on the side to build a sustainable business without risking your financial future with loans or high-interest debt.
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Where Do I Get Business Ideas? (The Childfree Edition)
By Jay Zigmont | Sep 19, 2025
Ready to be your own boss but don't know where to start? This article helps you find a business idea by focusing on solving problems and building a business that aligns with your lifestyle
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I Want to Make a Career Change
By Jay Zigmont | Sep 19, 2025
Considering a career change? This article helps you assess your motivations, consider the role of money and flexibility, and gives you actionable steps to make a successful leap toward a more fulfilling work life.
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What’s the difference between W-2 and 1099?
By Jay Zigmont | Dec 5, 2023
Filing taxes is all about taking the numbers off various forms and plugging them into the right places. Two forms that you’ll hear referenced are form W-2 and form 1099. What’s the difference between these two forms and the type of work (or earned income) that they describe? There are a lot of differences, and […]
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I Have Stock Options, What Should I Do?
By Jay Zigmont | Oct 24, 2023
If you get a new job, you may be offered stock options when you are hired. But what are employee stock options, and what impact will they have on your finances? What are employee stock options (ESOs)? Employee stock options (or ESOs) can be offered as a part of compensation when you get a new […]
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Can I Take a Loan From My 401(K)? (and should I?)
By Childfree Wealth® team | Jan 28, 2023
For those who want the quick answer: Yes, 401K loans exist with many (maybe even most?) plans! That said, there are lots of rules and pitfalls in taking 401K loans so read further for more information. 401Ks have numerous features that may come in handy, particularly as a last resort. Features such as being able to […]
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Negotiating Salaries: Combating Imposter Syndrome, Resisting Negative Self-Talk and Communicating Your Value
By Childfree Wealth® team | Nov 10, 2022
My very first job was at a mom and pop video store (I think most of us can remember those, right? In the days before streaming when we would have to drive to a store to get a movie that we could watch at home?). I was paid $5.00 an hour and my fringe benefits […]
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