RESOURCES
Useful Articlesand Resources
What’s the difference between W-2 and 1099?
By Jay Zigmont | Dec 5, 2023
Filing taxes is all about taking the numbers off various forms and plugging them into the right places. Two forms that you’ll hear referenced are form W-2 and form 1099. What’s the difference between these two forms and the type of work (or earned income) that they describe? There are a lot of differences, and […]
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I Have Stock Options, What Should I Do?
By Jay Zigmont | Oct 24, 2023
If you get a new job, you may be offered stock options when you are hired. But what are employee stock options, and what impact will they have on your finances? What are employee stock options (ESOs)? Employee stock options (or ESOs) can be offered as a part of compensation when you get a new […]
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Can I Take a Loan From My 401(K)? (and should I?)
By Childfree Wealth | Jan 28, 2023
For those who want the quick answer: Yes, 401K loans exist with many (maybe even most?) plans! That said, there are lots of rules and pitfalls in taking 401K loans so read further for more information. 401Ks have numerous features that may come in handy, particularly as a last resort. Features such as being able to […]
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A Portrait of Starting Over – Childfree Wealth
By Jay Zigmont | Nov 19, 2022
Betty 38, Female, Pansexual, New York Master’s in History Digital Editor This portrait is one of 26 real life stories presented in the book, Portraits of Childfree Wealth. You can download a free copy here. Betty is starting over and finding her true self. She started her life working in museums and is now a digital editor. […]
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Negotiating Salaries: Combating Imposter Syndrome, Resisting Negative Self-Talk and Communicating Your Value
By Childfree Wealth | Nov 10, 2022
My very first job was at a mom and pop video store (I think most of us can remember those, right? In the days before streaming when we would have to drive to a store to get a movie that we could watch at home?). I was paid $5.00 an hour and my fringe benefits […]
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A Childfree Portrait of Too Many Choices
By Jay Zigmont | Nov 1, 2022
Autumn 28, Non-binary, Married, Oklahoma Associate’s Degree in Business Changing Careers This portrait is one of 26 real life stories presented in the book, Portraits of Childfree Wealth. You can download a free copy here. Autumn is 28 and has been married for almost a decade. Autumn is an actress, audiobook recorder, and writer. She hopes one day […]
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A Portrait of Fear – Childfree Wealth
By Jay Zigmont | Oct 25, 2022
Cathryn 37, Female, Single, New Jersey Bachelor’s in Creative Writing This portrait is one of 26 real life stories presented in the book, Portraits of Childfree Wealth. You can download a free copy here. Cathryn is an artist and a musician. She has her own art business doing tissue paper collages to create images for children’s rooms […]
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Gustavo – A Portrait of Worry – Childfree Wealth
By Jay Zigmont | Sep 27, 2022
Gustavo 27, Single, Male, Texas Master’s in Architecture Drafter and Clerical Support This portrait is one of 26 real life stories presented in the book, Portraits of Childfree Wealth. You can download a free copy here. Gustavo is 27, single, and living with his parents. He has a Master’s degree in architecture, but for now, he is […]
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A Portrait of Childfree Persistence
By Jay Zigmont | Sep 20, 2022
Heather is working hard on her Master’s degree in Conservation Biology, and her focus is on protecting birds. She has no debt and is paying her way through her degree (with the hope of no student loans). Heather has done some amazing things, starting with serving in the Peace Corps, and has been able to both enjoy […]
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A Childfree Portrait of Freedom and Practicality
By Jay Zigmont | Sep 13, 2022
Kristi 38, Female, Married, Oklahoma Master’s in Education and Geology Educator Kristi and her husband have applied an analytical approach to being Childfree and celebrate the freedom that resulted: “We made a pros and cons list, and the cons side was way longer than the pros.” Kristi looks at the responsibility of having kids as “mental clutter”: […]
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