RESOURCES
Useful Articlesand Resources
Learning Lab: What Is a Budget?
By Childfree Wealth® team | Feb 3, 2025
Your budget is a plan that tells every dollar where to go, so you can regain control and achieve your financial goals.
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Politics and Finance
By Jay Zigmont | Nov 6, 2024
Any election has ripple effects. From jobs and healthcare to finances and relocation, the impact often goes deeper than the headlines. Here’s what to think about as you consider your next move.
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Flying Solo: How to Navigate Finances as a Single and Childfree Adult
By Jay Zigmont | Jun 21, 2024
Being Childfree and single changes your financial landscape. From housing costs and solo financial accountability to estate planning, long-term care, and building a support network, managing your money and planning for the future requires intentional choices and the right guidance.
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How to Invest in Real Estate Without Owning a Home
By Childfree Wealth® team | Jun 5, 2024
You don’t need to own a home to invest in real estate. For Childfree individuals, options like rental properties or REITs offer ways to grow wealth without the debt, maintenance, or constraints of homeownership. It’s about finding the path that aligns with your lifestyle and financial goals.
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How to Negotiate Your Debt: A Simple Guide to Reducing What You Owe
By Jay Zigmont | May 31, 2024
Feeling buried in debt? You might be able to negotiate your way out. From medical bills to collections, settling for less than you owe can save money and protect your credit—no bankruptcy required.
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FILE: Financial Independence, Live Early – A New Approach to Retirement for the Childfree
By Jay Zigmont | May 20, 2024
FILE stands for "Financial Independence, Live Early," and it’s a twist on the popular FIRE (Financial Independence, Retire Early) movement. Instead of quitting work altogether at a young age, FILErs achieve financial independence and use their newfound freedom to live life on their own terms.
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FIRE: Financial Independence, Retire Early – Is It the Right Path for You?
By Jay Zigmont | May 16, 2024
FIRE is a lifestyle movement that focuses on achieving financial independence as quickly as possible, so you can retire earlier than the traditional retirement age. The goal is to save aggressively and live frugally, which allows you to retire much earlier than most people.
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How to Know When You’re Ready to Retire: A Guide for the Childfree
By Jay Zigmont | May 7, 2024
If you're deep into your working years, you may be wondering how to tell when it’s time to retire. We'll take a look at what you should consider before making the big decision, both financially and mentally.
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How Do I Embrace the Die With Zero Approach?
By Childfree Wealth® team | May 7, 2024
The core concept of "Die With Zero" is to not wait until you’re too old to use your money in ways that bring you joy. Instead of aiming to die with a big bank balance, aim to live fully and intentionally—now
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Retiring Before 59? Here’s How You Can Access Your Money Without the Penalties
By Jay Zigmont | Apr 23, 2024
If you’re planning to retire before 59 and a half, accessing your retirement funds can get tricky. Normally, you can tap into your retirement savings without penalties once you hit that age, but what happens if you want to retire earlier than that?
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