RESOURCES
Useful Articlesand Resources
Boost Your Credit Score: Simple Steps to Improve Your Financial Health
By Jay Zigmont | Sep 5, 2025
Your credit score matters more than you might think—it affects loans, interest rates, insurance, and even job opportunities. But improving it doesn’t have to be complicated. From checking your credit report and setting up auto pay to avoiding common pitfalls, these practical tips can help you take control of your score and protect your financial future.
Read More
Good Debt vs. Bad Debt: What You Need to Know Before You Borrow
By Jay Zigmont | Sep 5, 2025
Debt isn’t always what it seems. From mortgages to student loans, even “good debt” can come with hidden pitfalls. This guide explores how to rethink borrowing, avoid financial traps, and make smarter choices for major expenses—so you can build a future without unnecessary debt weighing you down.
Read More
Ready to Buy a House? Here’s How to Know if It’s the Right Move for You
By Jay Zigmont | Sep 5, 2025
Thinking about buying a home? It’s not just a financial decision—it’s a lifestyle choice. From evaluating your readiness and finances to avoiding being “house poor,” this guide breaks down how to know if homeownership is right for you. Learn how to plan, save, and make a smart move when the timing is right.
Read More
Skipping the Wedding? How Unmarried Couples Can Build Financial Security
By Jay Zigmont | Sep 5, 2025
Not married but committed? Managing finances as an unmarried couple comes with unique challenges and opportunities. From joint expenses to homeownership, open communication and the right legal and financial guidance can help you build a secure future together.
Read More
Married Money Matters: How to Plan Your Finances Together
By Jay Zigmont | Sep 5, 2025
Marriage changes more than just your relationship—it changes your money too. From taxes to shared expenses, open communication and teamwork are key to building a strong financial future together.
Read More
Shared Living, Shared Finances: How to Make Group Money Management Work
By Jay Zigmont | Sep 5, 2025
Group living offers Childfree individuals the chance to share resources, build community, and even co-own a home—but it requires careful planning. From setting clear financial agreements to choosing the right homeownership structure, success depends on communication, legal protections, and professional guidance.
Read More
Stocks 101: How to Build Wealth and Avoid Common Pitfalls
By Jay Zigmont | Sep 5, 2025
Stocks let you own a piece of a company and grow wealth through price gains and dividends. While markets fluctuate, diversification and a long-term view make them a powerful tool for building your financial future.
Read More
Bonds: The Stable Partner in Your Investment Strategy
By Jay Zigmont | Sep 5, 2025
Bonds bring balance to your portfolio by offering stability, steady income, and protection from market swings. From traditional options to inflation-protected I Bonds, they play a key role in reducing risk and supporting long-term goals.
Read More
ETFs vs. Mutual Funds: Simplifying Your Investment Choices
By Jay Zigmont | Sep 5, 2025
ETFs and mutual funds both make it easy to invest in a diversified portfolio, but they work differently. Mutual funds are managed professionally and ideal for hands-off investing, while ETFs trade like stocks and often have lower fees. Learn how these options work, find the one that fits your goals, and see how a CERTIFIED FINANCIAL PLANNER™ can help you invest smarter and more confidently.
Read More
Is Cryptocurrency a Good Investment? Understanding the Risks and Alternatives
By Jay Zigmont | Sep 5, 2025
Cryptocurrency can be exciting, but it’s highly volatile and risky. If you’re considering investing, treat it as a small, speculative part of your portfolio, do your research, and only invest what you can afford to lose.
Read More