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Politics and Finance

By Jay Zigmont | Nov 6, 2024

Politics and Finance As we all wake up and digest the election results, we should all take the time to breathe. Many of us will be impacted by the results (positively or negatively), but we have a bit of time to plan before we will see any real changes. Before the election, my wife and […]

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How Are My Finances Different If I’m Single?

By Jay Zigmont | Jun 21, 2024

The U.S. Census collected data on childless American adults over age 55 in 2018, and found that 32.1% of those surveyed had never been married, as compared to just 2.6% of parents. That’s a pretty startling statistic, and it might give you pause if you’ve ever heard the line, “But who will take care of […]

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If I Don’t Own a House, How Do I Invest in Real Estate?

By Childfree Wealth | Jun 5, 2024

You’ve crunched the numbers and taken a long hard look at your budget and lifestyle, and owning a primary residence just isn’t for you. And this is perfectly okay! Childfree and permanently childless people can forge their own paths and avoid that pesky life script, and for some, it likely means that homeownership isn’t the […]

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How Do I Negotiate My Debt?

By Jay Zigmont | May 31, 2024

If you’re carrying debt and can’t see a way out, you might be considering trying to negotiate your debt. If you’re successful, you may be able to settle your debt for less than you owe. And while you may end up with a black mark on your credit, it will certainly be less damaging than if you […]

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What does FILE mean?

By Jay Zigmont | May 20, 2024

When you think about retirement, you likely imagine it in a more traditional sense. You’re likely older than you are now, and you stop working altogether and live off your savings, investments, and Social Security. But what if traditional retirement doesn’t hold much interest for you? There’s an option for you. Let’s take a look […]

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What does FIRE mean?

By Jay Zigmont | May 16, 2024

Spend any time in the personal finance space and you might hear the term FIRE to describe a way of life that some people are pursuing. What is FIRE, and is it something you should pursue? Let’s take a look. What is FIRE? FIRE stands for “Financial Independence, Retire Early.” It’s a lifestyle that involves […]

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How do I know when I’m ready to retire?

By Jay Zigmont | May 7, 2024

If you’re deep in the throes of your working years, you might be wondering how to tell when it’s time to retire. How do you know you’re ready, financially and otherwise? Let’s look at what to consider when deciding. Do you actually want to retire? There is no rule saying you must retire in a […]

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How do I embrace the die with zero approach?

By Childfree Wealth | May 7, 2024

We’ve mentioned the “die with zero” approach several times here, and now it’s time to discuss it in greater detail. Let’s take a look at why you might want to consider this strategy when it comes to planning your Childfree finances. Die with Zero The “die with zero” approach comes from a book of the […]

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I’m retiring before 59 1/2. How do I access my money?

By Jay Zigmont | Apr 23, 2024

Early retirement is a goal for many people, but you’ll have to figure out how to cover your costs if you’re no longer actively working to earn money. This is where retirement investment accounts come in, right? Well, if you’re older than 59 and a half, sure. But if you’re younger than that, you’ll be […]

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State of the Firm

By Jay Zigmont | Apr 16, 2024

New Book: The Childfree Guide to Life and Money out for presale, available December 31, 2024 There is so much growth and great things going on at Childfree Wealth! Here’s an update of where we are and where we are going! Many of you may know that I’ve been working on my next book and this weekend […]

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