The Childfree Wealth Process
When working with Childfree Wealth, you'll have access to our entire Childfree Wealth Team. To help the process flow smoothly you'll be assigned a designated Childfree Wealth Specialist as your team leader. Over the next 12 months they'll walk you through our process & help address a variety of different topics. While we require a 12 month commitment, the process may take longer depending on individual factors.
Please be advised, we are only able to work with U.S. Citizens & Residents that currently live in the United States.
Free Consultation Call
Before committing to our full process, we meet one-on-one via Zoom for one hour. During this free call, we take time to get to know one another. If you are in a couple, we ask that you both attend this call before engaging in our services. At the end of our call, we'll let you know if you'd be a fit for Personalized Support with a Childfree Wealth Specialist.
How do we know if you're a good fit?
At Childfree Wealth, we focus on serving Childfree or permanently childless people. If you have children or are planning to have children, we aren't going to be the right fit.
For individuals & couples who are looking for highly personalized planning we recommend Personal Support with a Childfree Wealth Specialist. This is specifically aimed at those making $100,000 a year or more, have a complex situation, or have a considerable amount of money to invest.
If you're just starting on your financial journey & want to learn at your own pace, we recommend starting with Childfree Wealth Academy.
After every meeting you'll receive an email with a summary of the meeting, helpful resources, & homework to complete. To prevent overwhelm we do our best to limit homework to no more than one or two items each time. After your first meeting, please review the provided material before making the decision to sign up.
Once you've decided to commit you'll subscribe using the link provided to you after your first meeting. If you've been recommended to our Personalized Support with a Childfree Wealth Specialist service, you'll also schedule your next meeting. If you're enrolling in Childfree Wealth Academy, be sure to sign up for one of our group Q&A sessions.
What does Personalized Support with a
Childfree Wealth Specialist look like?
If you've been recommended to work with a Childfree Wealth Specialist 1-on-1, you'll engage in a 1 year planning commitment for $9,000 (billed at $750/month). During this time, you can schedule up to 15 meetings with your Childfree Wealth Specialist. We recommended booking monthly & recognize that in the beginning you may need to book meetings more frequently. You'll also receive access to everything in Childfree Wealth Academy.
A typical schedule can look like this:
1.) Free Consultation Call
This is where we determine if you're the right fit for us, if we can help, & if so, what the best way to help is.
2.) Sign Up
You've officially decided to commit! You'll start by signing the contract, paying your first invoice, & scheduling your next meeting with your Childfree Wealth Specialist.
3.) Second Meeting with your Childfree Wealth Specialist
This will be your first paid meeting & a time to start digging deeper. While the specific discussion topics vary for everyone, we aim to more clearly define your life & financial goals.
4.) Receive & complete the Financial Information Form.
Please expect this form to take one to two hours to complete. You'll be asked to provide copies of your paystubs, taxes, insurance policies, bank/credit card/loan statements. Some areas may not apply to you, if so, you can skip them.
5.) Account set up call.
After your Financial Information Form is complete, book a 30-minute call with one of our team members to connect your accounts to our financial planning system, Right Capital. Please have your the login & password information for your financial institutions ready. The purpose of this call is to ensure your accounts are properly connected for review.
6.) Third Meeting with your Childfree Wealth Specialist
Prior to this meeting your Childfree Wealth Specialist will review your Financial Information Form & Right Capital account. They'll make note of any items that need addressed & prioritize them while paying attention to your goals. From here, you'll be set to start digging deeper into your finances & move to monthly meetings.
7.) Ongoing Meetings
After we get through the initial setup, our typical meeting cadence is one meeting per month. In these meetings, we bring one or two things to focus on & ask you do the same. While we might not get to all of them, we prioritize what you'd like to cover.
Our Full Process
Throughout our time together, we'll use the process below as our guide. Everyone is different so, we'll prioritize what's applicable to you & skip what you've already covered. While we try to dive deep into all applicable parts, we may not be able to cover everything. We cover 77 topics. Over the first year, we will cover the priority topics to you & meet you where you're at.
Annual Topic Review
Each week we send a newsletter with things for you to review.
January - Goal Setting
February - Preparing for Taxes
March - Budgeting and Cash Flow
April - Tax Planning
May - Retirement and FILE Planning
June - Investment Review
July - Estate Planning
August - Small Businesses and Side Gigs
September - Insurance Checkup
October - Employee Benefits and Career Checkup
November - End of Year Tax Review
December - Year in Review, Annual Checkup
Example Client Meetings
Wonder what it's like being in a real financial planning meeting? Anna (from We're Not Kidding) and her husband, Grant agreed to have their financial planning process recorded and shared. Get a rare look behind the scenes of what it is like to work with a CFP® professional.