Making money work
At Childfree Wealth®, we take a unique approach to life and financial planning. Rather than 'taking over' or putting you into a forced structure, we help you learn the skills you need to manage your wealth with confidence.

Our team of Childfree Wealth Specialists are trained to serve clients who are Childfree or permanently childless. While most financial planners center the needs of parents, we understand the unique needs of those who are planning a life and future without kids.

Hi, I'm Dr. Jay.

My wife and I are Childfree and it has a big impact on how we structure our finances. I started Childfree Wealth® because I know that most financial advice assumes you have kids, and I wanted our community to have access to financial planning that is designed to meet our unique needs.

I grew up broke. No one taught me how to manage money. I earned my first million by the time I was 21, but without knowing how to manage and invest it, I’d spent it before I was 25. I know how hard it can be to manage your money, especially if you haven’t been taught the foundational principles of financial planning. I’m excited to share my knowledge with you to help you create a financial plan that supports the vision you have for your life.

I’ve been a life and business coach for over a decade. I have a PhD in Adult Learning from the University of Connecticut, an MBA from SCSU, and I am a Fee-Only, Advice-Only, Fiduciary; a CERTIFIED FINANCIAL PLANNER™; and a Childfree Wealth Specialist®. I’m also the author of the book Portraits of Childfree Wealth and the co-host of the Childfree Wealth podcast.
Dr. Jay Zigmont, MBA, CFP® (he/him)
Founder and CEO of Childfree Wealth® & Childfree Wealth Specialist®
Bri Conn (she/her)
Chief Experience Officer & Childfree Wealth Specialist®

Hi, I'm Bri.

I grew up hearing family members talk about money constantly. I’d be told I needed to create a budget or should only purchase things in cash. Principles that although good, left me confused and defeated.

Throughout college, I worked full-time while my parents & scholarships paid for my education. However, I hadn’t learned how to manage money causing me to make some major mistakes. Through social media, books, & the internet, I learned more about personal finance. Eventually, I was able to come back from my mistakes.

I hold a Bachelor of Arts in Communication from the University of North Dakota and have a background in marketing. Now, I’m using my marketing skills to increase personal finance education & am an Investment Advisor Representative. I'm also the co-host of Childfree Wealth Podcast.

When I'm not working, you can find me hiking, running, or doing generally anything else that involves being outside. My core values are community, education, social participation, & sustainability. 

Hi, I'm Rob.

Growing up, money was a topic of quiet concern in my family, despite seemingly always having what we needed. The mantra of “save, save, save” became my childhood financial compass.

In college, I earned income through a work-study job and funded my education with a mix of financial aid and proceeds from my Bar Mitzvah. Living in an affordable rental space made my bi-weekly paychecks feel like wealth. I learned spending through trial and error, thankfully avoiding big mistakes.

After a few work years, a friend and I moved to Portland, OR. The journey west wasn’t easy; a car fire cost us everything. Starting over, we rebuilt with help from friends and family. It’s been eight years, and I’m reminded of my good fortune.

When not paraplanning, catch me biking, brewing coffee, and enjoying live music – just your typical Portlander.
Rob Horwitz (he/him)
Ashley Maready (she/her)
Staff Writer and Editor

Hi, I'm Ashley.

I've been childfree since before I knew the term existed. Deciding at an early age not to have kids has enabled me to pursue my own goals, rather than live my life to serve others, as women are so often taught to do. This also extends to my financial life. 2022 was a journey of self-discovery, debt payoff, and setting money goals for the future.

I changed careers in 2021, after spending 12 years as a museum professional. I got to work for wonderful institutions in Pennsylvania, Arkansas, Kansas, and New York, but I never made enough money to feel financially secure and as if I could make real progress in my life.

Now I work as a digital content writer and editor, specializing in personal finance. I have found more financial success in 2022 than I ever had before, and I love sharing money advice. I want to help other childfree people learn how to manage their finances. I'm also queer and solo polyamorous, and I'm used to subverting societal expectations of what a woman is supposed to be and do. I'm thrilled to join Childfree Wealth as a staff writer and editor.

I have a Master of Arts in Applied History from Shippensburg University, and the research and communication skills I developed in my graduate program still serve me well even in my new role.

Hi, I'm David.

I grew up in a scarcity environment where money was something to be feared and never enjoyed. My great grandfather lost every penny in great depression, going from a millionaire to flat broke. This trauma has reverberated through my family for generations. I was determined to break the mold.

After studying marketing and public relations in college, I read The Millionaire Next Door, paid off all debt and starting investing 30% of my income. After landing a coveted job with a Fortune 500 I figured out I didn't want to spend my life stressed out, in a cubicle, so against all advice, I left my job and went on a journey to discover happiness.

Along the way, I've followed my passions, instead of a standard career path, which lead me to become a top 5% salesperson in luxury clothing, the youngest marketing director ever at a private equity group, owner of a marketing agency, COO at a global franchise company, CMO at a sustainability company that has kept millions of tons of toxic waste out of landfills and a busy consultant helping business owners build market-leading brands.

Now, I'm excited to use my experience and passion to support others on their journey to become financially free while planning for a happy and secure future without children.
David Fox (he/him)
Chief Marketing Officer
Kingston Hollman (he/him)
Chief Compliance Officer

Hi, I'm Kingston.

I'm the Chief Compliance Officer at Childfree Wealth. It is probably no surprise then that I'm a stickler for making sure everything is right. I'm one of those people who is always reading 'fun' stuff like regulations to find ways to better help our clients.

I've been a regulator myself, so I've been on both sides. I've been in financial services since 2008, and honorably served four years in the US Air Force. I have a Bachelors degree in Finance and an MBA from Elmhurst University.

I'm not all business and compliance though. On a nice day, I love to golf, but living in Minnesota can make it a challenge to find warm, sunny days year-round. When I'm not golfing I'm enjoying time with my family, church, or traveling.

Hi, I'm Lauren.

I grew up in a close-knit family where education was highly valued. My grandparents were very frugal and taught me the importance of saving, which stayed with me.

Then in college, a friend gifted me Suze Orman's The Money Book for the Young, Fabulous, and Broke. It helped my broke college self understand the basics of personal finance. After completing my Bachelor's in Chemical Engineering at the University of Puerto Rico, I moved to Atlanta to start my first "big girl" job as an R&D Engineer for a consumer goods company. During that first year, one of my colleagues sadly passed away about two months before retiring. Then another coworker who I was close to also died unexpectedly a few years later. These hit me hard, as I wished they could have had more time to fully live out their dreams and reap the rewards of all of their hard work.

After becoming debt-free, saving, investing, and advancing my career, I kept reflecting on how to live more intentionally. Then on my 10th work anniversary, I did some additional soul-searching and finally gathered enough courage to move back closer to family and follow something that for so many years, felt so natural to me and where I could also make a meaningful difference: financial planning.

I love the freedom and adventurous spirit that many of us in the Childfree community embrace, and enjoy travelling, tennis, philosophy, sustainable construction, languages, and going to coffee shops.
Lauren Muñoz (she/her)

About Childfree Wealth®

Childfree Wealth® is a Investment Advisor registered with the SEC and, serving customers across the U.S. We are an Advice-Only, Fee-Only, Fiduciary Financial Planning firm, and only charge for our time (no AUM fee or minimum assets). Our goal is to make financial planning accessible for everyone. We only charge for time, and follow a passive investment strategy. That means we don’t try to impress you with fancy tools, but rather focus on investments you can understand and manage yourself.

Childfree Wealth® is designed around three concepts:


We need to live our best life. At times we may need to make sacrifices, but only if it improves our life in the long run (has a return on investment).


We need to be constantly learning how to improve. Learning means we are making measurable changes and seeing progress.


We need to plan for both our current life and our future. The only way to be safe in the future is to have a plan and execute it well.

Guiding Principles

Principles matter. At Childfree Wealth, we have a set of principles that guide both our practice and the financial planning we recommend.

In full transparency, we want to share our principles here:

Overarching Principles

We provide ongoing financial planning to Childfree and Permanently Childless people. We define Childfree as that you “don’t have kids and aren’t planning on having kids.” How you got to the point where kids aren’t part of your plan is your own business. It does not matter if you are Childfree by choice, Childless not by choice, or Childless by circumstances, the bottom line is that your financial plan changes once kids are not part of your current and future life.

We embrace everyone. We are committed to diversity and inclusion in both the people we serve and those we hire.

We believe in and support reproductive health, rights, and justice.

Financial Principles

Being Childfree or Permanently Childless means you have a different foundation and goals for your financial plan.

Your financial plan should reflect you.

We believe you should focus on the life you want to live and then create a financial plan to get there.  

Everyone deserves to learn how to manage their money and how to move toward financial independence.

Your financial literacy and behaviors with money will have more of an impact on your financial plan than the numbers themselves.

Debt is stealing from your future. Cutting debt out of your life sets the foundation for financial independence.

You should only invest in things you understand. That means you understand what you are investing in, how the investment impacts your financial plan, and where to keep it (which accounts and the tax implications).

We embrace passive, long-term investing.

We believe life insurance should be used to protect your income if one of your loved ones relies on it. For most Childfree people, there is a limited or no need for life insurance.

We all need a plan for long-term care.

We believe in Advice-Only financial planning. You should be able to get advice about your finances without paying a percentage of your assets or other AUM fee.

We believe in Fee-Only financial planning. We only get paid by you and do not make money from selling you products.

All of our Financial Planners are CERTIFIED FINANCIAL PLANNER™ professionals and fiduciaries.

We call our CFP® professionals “Childfree Wealth Specialists” as they live and understand what it is like to be Childfree or Permanently Childless.

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