Insurance 101

Insurance helps protect your financial plan, but the key is to pick the correct insurance you need and no more.


Starting date



Dr Jay


9 Videos


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About the course

Insurance is an important part of your plan.  Having the right insurance, in the right amounts is key.  Getting insurance you don't need is just throwing money away.  Being Childfree changes your insurance needs, for example you are more likely to need disability insurance than life insurance.

Health Insurance

  • How does health insurance work?
  • What is an FSA  or HSA?
  • What about healthcare in retirement?

Employee Benefits

  • Which employee benefits should I take?
  • How to I pick health insurance?

Long-Term Care and more

  • How do I plan for long-term care?
  • Do I need life insurance?
  • Do I need disabiltiy insurance?

Course Lessons

Jay Zigmont, PhD, MBA, CFP®

Dr. Jay Zigmont, CFP®, and his wife are Childfree and live in Water Valley, MS. He has a Ph.D. in Adult Learning from the University of Connecticut, is a CERTIFIED FINANCIAL PLANNER™ and Childfree Wealth Specialist. He is the founder of Childfree Wealth, a life and financial planning firm specializing in helping Childfree and Permanently Childless people. He is the author of the book “Portraits of Childfree Wealth” and co-host of Childfree Wealth Podcast.

He has been featured in Fortune, Forbes, MarketWatch, Wall Street Journal, New York Times, Business Insider, Woman’s World, Investors Business Daily, FinancialPlanning, and many other publications.