by Jay Zigmont, PhD, CFP® | Apr 7, 2022 | Budgeting, Childfree and Childless, Debt Management, Estate Planning, Financial Planning, Insurance
Got a burning financial question? Wonder what it is like to live a life of Childfree Wealth? Just want to hang out with other Childfree people and talk finances? Childfree Wealth Open Office Hours is here! Each Friday at 10AM Central, I will be hosting an open...
by Jay Zigmont, PhD, CFP® | Feb 10, 2022 | Budgeting, Debt Management, Financial Planning
For most Americans, debt has just become part of life. It is almost like we are born with it. At 18 we enter college, sign on for student loans, and there are stands everywhere offering free gifts if we sign up for a credit card. Then we ‘need’ a new car, get a car...
by Jay Zigmont, PhD, CFP® | Dec 28, 2021 | Budgeting, Financial Planning
At the end of each year, we need to look back and forward. We need to look back to understand what worked and what didn’t, while we need to look forward to understand what we can do differently for next year. The goal isn’t to beat ourselves up for the past year but...
by Jay Zigmont, PhD, CFP® | Nov 24, 2021 | Budgeting, Uncategorized
You can automate your budgeting with the Money Management System. Budgeting is like dieting. Neither is ‘fun’, but they are both good for you. Just like diets, what budget works for one person may not work for someone else. The key is to find a process that works...
by Jay Zigmont, PhD, CFP® | Oct 1, 2021 | Budgeting, Uncategorized
Budgeting can be hard. It requires ‘won’t-power’. There are lots of things we will buy, but it is the things we won’t buy that matter. It may be that the best way to give yourself some won’t power is to force yourself to budget. A forced budget...
